699 Palisades Access Rd, Ely, IA 52227 Property Records

Linn County property record for 699 Palisades Access Rd, Ely, IA 52227

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,004 sqft · built 2018
Lot Size	28 acres (1,223,165 sqft)
Owner	2 Individual Names on Record
Tax Bill	$17,108 (2024)
Deeds & Mortgages	Jun 2022 Line of Credit Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-14-3-26-001-0-0000`

Property Details

APN / Parcel Number

Primary APN	`18-14-3-26-001-0-0000`
Alternative APN	`18-14-3-26-005-0-0000`

Interior

Bedrooms	3 Beds
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,004 sqft Living Area
Gross Area	3,581 sqft

Exterior

Year Built	Built 2018
Architectural Style	A-Frame
Exterior Material	Siding
Construction Type	Frame
Lot Area	1,223,165 sqft (28 acres)
Garage Type	Attached
Porch	Porch
Porch Area	90 sqft

Location & Zoning

Street Address	699 PALISADES ACCESS RD
City	ELY
State	IA
Zip	52227-9717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	WILDER ACRES 1ST LOT 2
Legal Range	06
Legal Township	82
Legal Section	14
Legal Subdivision	FIRST ADDITION
Legal Lot Number	2 5
Jurisdiction	LINN IA
Township / Civil Division	PUTNAM
Census Block Group	4
Census Block	4014
Census Tract	10700

Owner

Source: Linn County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	699 PALISADES ACCESS RD, ELY, IA 52227-9717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed of Trust, Mortgage · Line of Credit CEDAR RAPIDS BANK & TRUST CO
Jul 12, 2019	Deed of Trust, Mortgage CEDAR RAPIDS BK&TR
Dec 26, 2018	Trustee's Deed, Construction Loan · Construction Mortgage COLLINS CMNTY CU
May 21, 2018	Warranty Deed, Transfer · Line of Credit COLLINS CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2022
Deed Sale	Dec 9, 2022
Deed Document Number	0011513386
Prior Transfer Date	May 21, 2018
Prior Transfer Doc	0010102389
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	699 PALISADES ACCESS RD, ELY, IA 52227-9717
Transaction Type	Mortgage
Record Updated	May 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1137700571
Date	Jun 8, 2022
Book Page	11377/571

Lender

Name	CEDAR RAPIDS BANK & TRUST CO
Type	Bank
Address	CEDAR RAPIDS, IA 52401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	699 PALISADES ACCESS RD, ELY, IA 52227-9717
Document Number	0104100523
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	699 PALISADES ACCESS RD ELY IA 522279717, ELY, IA 52227-9717

Mortgage

Document Number	0104100523
Date	Jul 29, 2019
Book Page	010410/000523

Lender

Name	CEDAR RAPIDS BK&TR
Type	Bank
Address	CEDAR RAPIDS, IA 52401

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2049

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LINN IA
Recording Date	Dec 26, 2018
Property Address	699 PALISADES ACCESS RD, ELY, IA 52227-9717
Document Number	0102690090
Book / Page	010269 / 000090
Instrument Date	Dec 21, 2018
Transaction Type	Construction Loan
Record Updated	Jan 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	699 PALISADES ACCESS RD ELY IA 522279717, ELY, IA 52227-9717

Mortgage

Document Number	102690090
Date	Dec 26, 2018
Book Page	010269/000090

Lender

Name	COLLINS CMNTY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 25, 2019

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	May 21, 2018
Property Address	699 PALISADES ACCESS RD, ELY, IA 52227-9717
Document Number	0101020389
Book / Page	010102 / 000389
Instrument Date	May 8, 2018
Transaction Type	Transfer
Record Updated	Jun 19, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	465 PRAIRIE VIEW CIR FAIRFAX IA 522289501, FAIRFAX, IA 52228-9501

Mortgage

Document Number	101020391
Date	May 21, 2018
Book Page	010102/000391

Lender

Name	COLLINS CMNTY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Linn County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Unified School District	Mount Vernon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,298,400 (+15.5%) Land $133,500 Building $1,164,900	$1,298,400 (+15.5%) Land $133,500 Building $1,164,900
2024	$17,108.00 (+45.55%)
2023		$1,124,200 (+288.06%) Land $133,500 Building $990,700	$1,124,200 (+288.06%) Land $133,500 Building $990,700
2022	$11,754.00 (+9.71%)	$289,700 Land $91,100 Building $198,600
2021	$10,714.00
2017			$289,700 Land $91,100 Building $198,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 81% of Iowa
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
South Slope Cooperative Telephone Company Fiber	10,000 / 10,000

Cell Coverage

5G and 4G LTE (outdoors only)

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