699 N Summit Dr, Provo, UT 84606 Property Records

Utah County property record for 699 N Summit Dr, Provo, UT 84606

Property Summary

Property Type	Single Family Home
Details	3 bd · 5.5 ba · 4,684 sqft · built 2022
Lot Size	0.335 acres (14,611 sqft)
Owner	2 Company Names on Record
Last Sale	$250,000 (Dec 2018)
Tax Bill	$11,699 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2021 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`39-235-0308`

Property Details

APN / Parcel Number

Primary APN	`39-235-0308`

Interior

Bedrooms	3 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,684 sqft Living Area
Gross Area	10,509 sqft
Basement Area	4,019 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Roof Material	Other
Lot Area	14,611 sqft (0.335 acres)
Garage Type	Attached
Garage Area	1,214 sqft
Parking Spaces	5 Parking Spaces
Porch	Covered Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	699 N SUMMIT DR
City	PROVO
State	UT
Zip	84606-5166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 308, PLAT C, FOOTHILL PARK SUB AREA 0.335 AC.
Legal Subdivision	FOOTHILL PARK SUB
Legal Block	2
Legal Lot Number	308
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	2
Census Block	2001
Census Tract	1702

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	699 N SUMMIT DR, PROVO, UT 84606-5166
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 30, 2021	Deed of Trust, Mortgage · Construction Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 14, 2018	Special Warranty Deed, Subdivision Related Transfer · ARM US BANK NA
Dec 14, 2018	Quit Claim Deed, Transfer COTTONWOOD TITLE
Sep 27, 2017	Grant Deed, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2018 · Amount on Record
Deed Sale	Dec 14, 2018 · Amount on Record
Prior Sale	Dec 14, 2018
Deed Document Number	2018118269
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	699 N SUMMIT DR, PROVO, UT 84606-5166
Transaction Type	Mortgage
Record Updated	Oct 9, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075574
Date	Oct 1, 2025
Instrument	75574:2025

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11%
Index	SOFR Average 30-Day
Max Rate	11%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	699 N SUMMIT DR, PROVO, UT 84606-5166
Transaction Type	Mortgage
Record Updated	Sep 22, 2023
Title Company	UNION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1334 W 1980 N, PROVO, UT 84604-5629

Mortgage

Document Number	0000200036
Date	Nov 30, 2021
Instrument	200036:2021

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Dec 1, 2052

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	699 N SUMMIT DR, PROVO, UT 84606-5166
Transaction Type	Mortgage
Record Updated	Sep 22, 2023
Title Company	UNION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	699 N SUMMIT DR, PROVO, UT 84606-5166

Mortgage

Document Number	0000059130
Date	Sep 7, 2023
Instrument	59130:2023

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

December 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Dec 14, 2018
Property Address	699 N SUMMIT DR, PROVO, UT 84606-5166
Document Number	0000118269
Instrument Date	Dec 14, 2018
Instrument	118269:2018
Transaction Type	Subdivision Related Transfer
Record Updated	May 12, 2022
Title Company	COTTONWOOD TITLE INS AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	699 N SUMMIT DR, PROVO, UT 84606-5166

Mortgage

Document Number	0000118281
Date	Dec 14, 2018
Instrument	118281:2018

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	11.8%

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Dec 14, 2018
Property Address	699 N SUMMIT DR, PROVO, UT 84606-5166
Document Number	0000118268
Instrument Date	Dec 14, 2018
Instrument	118268
Transaction Type	Transfer
Record Updated	Jan 4, 2019
Title Company	COTTONWOOD TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	978 WOODOAK LN SALT LAKE CITY UT 84117, SALT LAKE CITY, UT 84117

September 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	UTAH UT
Recording Date	Sep 27, 2017
Property Address	699 N SUMMIT DR, PROVO, UT 84606-5166
Instrument Date	Sep 20, 2017
Instrument	95530
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	COTTONWOOD TITLE, COTTONWOOD TITLE INSURANCE AGENCY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	970 WOODOAK LN SALT LAKE CITY UT 84117, SALT LAKE CITY, UT 84117

Mortgage

Document Number	0000095530
Date	Sep 27, 2017
Instrument	95530

Lender

Name	WELLS FARGO BK
Type	Bank
Address	299 S MAIN ST # 6TH, SALT LAKE CITY, UT 84111-1919

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Provo City
Unified School District	Provo School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,177,550 (+76.13%)	$2,141,000 (+76.13%) Land $411,400 Building $1,729,600
2025	$11,699.00 (+69.82%)
2023	$6,889.00 (+77.51%)	$668,580	$1,215,600 Land $356,200 Building $859,400
2022	$3,881.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 68% of Utah
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVO CITY serves 116,288 people · EPA ID UTAH25006
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Sep 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Utah Broadband.

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