699 Main St, Ashby, MA 01431 Property Records

Middlesex County and Ashby Town property record for 699 Main St, Ashby, MA 01431

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,236 sqft · built 1874
Lot Size	7.99 acres (348,349 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,360 (Jan 2003)
Tax Bill	$4,126 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ASHB M:009.0 B:0030 L:0000.0`

Property Details

APN / Parcel Number

Primary APN	`ASHB M:009.0 B:0030 L:0000.0`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,236 sqft Living Area
Gross Area	4,769 sqft
1st Floor Area	2,660 sqft
Basement Area	1,066 sqft
Unfinished Basement	1,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1874
Effective Year Built	Effective 1874
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	348,349 sqft (7.99 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	699 MAIN ST
City	ASHBY
State	MA
Zip	01431-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	30
Jurisdiction	ASHBY MA
Township / Civil Division	ASHBY
Census Block Group	2
Census Block	2016
Census Tract	300100

Owner

Source: Middlesex County and Ashby Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	699 MAIN ST, ASHBY, MA 01431-2309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2003 · Amount on Record
Deed Sale	Jan 3, 2003 · Amount on Record
Deed Document Number	20031234
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBY MA
Property Address	699 MAIN ST, ASHBY, MA 01431-2309
Document Number	74201-568
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	699 MAIN ST ASHBY MA 014312309, ASHBY, MA 01431-2309

Mortgage

Document Number	74201-568
Date	Feb 28, 2020
Book Page	074201/000568
Instrument	29800

Lender

Name	ROLLSTONE BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Ashby Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashby Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,126.00 (+3.05%)	$270,900 (+5.08%) Land $85,700 Building $185,200	$475,285 (-8.22%)
2024	$4,004.00 (+4.71%)	$257,800 (+10.69%) Land $83,300 Building $174,500	$517,845
2023	$3,824.00	$232,900 Land $78,500 Building $154,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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