699 Gholson Ave, Cincinnati, OH 45229 Property Records

Hamilton County property record for 699 Gholson Ave, Cincinnati, OH 45229

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,725 sqft · built 1993
Lot Size	0.485 acres (21,127 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Apr 2015)
Tax Bill	$3,356 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`112-0005-0005-00`

Property Details

APN / Parcel Number

Primary APN	`112-0005-0005-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,725 sqft Living Area
1st Floor Area	1,725 sqft
Basement Area	1,725 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	21,127 sqft (0.485 acres)
Lot Dimensions	275 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	699 GHOLSON AVE
City	CINCINNATI
State	OH
Zip	45229-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	699 GHOLSON AV 75 X 275.17 LOT 2 H W IRWINS SUB SQ 9
Legal Subdivision	H W IRWINS SUB
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	4
Census Block	4002
Census Tract	6800

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	699 GHOLSON AVE, CINCINNATI, OH 45229-2303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage WARSAW FEDERAL SAVINGS AND LOANS ASSOCIATION
Oct 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Jul 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2015 · Amount on Record
Deed Sale	Apr 10, 2015 · Amount on Record
Prior Sale	Oct 18, 1994
Deed Document Number	15-035727
Deed Book / Page	12866 / 01144
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Jul 6, 2026
Property Address	699 GHOLSON AVE, CINCINNATI, OH 45229-2303
Document Number	0000054156
Book / Page	15700 / 1834
Instrument Date	Jun 26, 2026
Instrument	202654156
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	699 GHOLSON AVE, CINCINNATI, OH 45229-2303

Mortgage

Document Number	0000054156,
Date	Jul 6, 2026
Book Page	15700/1834
Instrument	202654156

Lender

Name	WARSAW FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	699 GHOLSON AVE, CINCINNATI, OH 45229-2303
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094139
Date	Oct 23, 2018
Book Page	13780/00646
Instrument	2018-0094139

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Nov 1, 2023

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	699 GHOLSON AVE, CINCINNATI, OH 45229-2303
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073811
Date	Jul 27, 2022
Book Page	14717/1601
Instrument	2022-0073811

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,356.00 (+3.01%) Homeowner's exemption	$64,456 (-) Land $7,133 Building $57,323
2024	$3,258.00 (-3.69%) Homeowner's exemption	$64,456 (-) Land $7,133 Building $57,323
2023	$3,383.00 (+30.07%) Homeowner's exemption	$64,456 (+37.69%) Land $7,133 Building $57,323	$184,160 (+37.69%) Land $20,380 Building $163,780
2022	$2,601.00 Homeowner's exemption	$46,813 Land $7,074 Building $39,739
2020			$133,750 Land $20,210 Building $113,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Gholson Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures