699 Cedar Ave, Fairhope, AL 36532 Property Records

Baldwin County property record for 699 Cedar Ave, Fairhope, AL 36532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,780 sqft · built 1976
Lot Size	0.37 acres (16,100 sqft)
Owner	Individual Name on File
Last Sale	$374,857 (Nov 2025)
Tax Bill	$2,138 (2026)
Deeds & Mortgages	Nov 2025 Sale Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-03-39-0-002-042`

Property Details

APN / Parcel Number

Primary APN	`46-03-39-0-002-042`
Alternative APNs	`196381` `388053` `523152` `4232`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,780 sqft Heated Area
1st Floor Area	1,780 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	16,100 sqft (0.37 acres)
Lot Dimensions	140 ft deep x 115 ft wide
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	523152
Street Address	699 CEDAR AVE
City	FAIRHOPE
State	AL
Zip	36532-2808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 GREENWOOD PARK SUB PB8 PG3
Legal Subdivision	GREENWOOD PARK
Legal Lot Number	11
Jurisdiction	BALDWIN AL
Township / Civil Division	FAIRHOPE
Census Block Group	1
Census Block	1050
Census Tract	11201

Owner

699 Cedar Ave is owned and occupied by an individual who bought it in November 2025.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5400 SADDLECREEK LN, BIRMINGHAM, AL 35242-6014
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Warranty Deed, Transfer
Feb 8, 2023	Warranty Deed, Transfer · Conventional Mortgage GMFS LLC
Mar 29, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2025 · Amount on File
Deed Sale	Nov 14, 2025 · Amount on File
Prior Sale	Feb 8, 2023 · Amount on File
Deed Document Number	20252221479
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Nov 14, 2025
Property Address	699 CEDAR AVE, FAIRHOPE, AL 36532-2808
Document Number	0002221479
Map Reference	MB 8 PG 83
Instrument Date	Nov 12, 2025
Instrument	2221479
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	699 CEDAR AVE, FAIRHOPE, AL 36532-2808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5400 SADDLECREEK LN, BIRMINGHAM, AL 35242-6014

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Feb 8, 2023
Property Address	699 CEDAR AVE, FAIRHOPE, AL 36532-2808
Document Number	0002046044
Map Reference	MB 8 PG 83
Instrument Date	Feb 3, 2023
Instrument	2046044
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 ROBINSON CT, ALEXANDRIA, VA 22302-4022

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	699 CEDAR AVE, FAIRHOPE, AL 36532-2808

Mortgage

Document Number	0002046045
Date	Feb 8, 2023
Instrument	2046045

Lender

Name	GMFS LLC
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Mar 29, 2021
Property Address	699 CEDAR AVE, FAIRHOPE, AL 36532-2808
Document Number	0001901660
Map Reference	MB 8 PG 83
Instrument Date	Mar 26, 2021
Instrument	1901660
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	699 CEDAR AVE, FAIRHOPE, AL 36532-2808

Tax Assessment & Valuation

The 2026 property tax bill for 699 Cedar Ave was $2,138 with a homeowner's exemption, up 7.2% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Fairhope City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,138.00 (+7.17%) Homeowner's exemption
2025	$1,995.00 (+7.14%)	$44,360 (+6.99%) Land $21,560 Building $22,800	$454,600 (+9.67%) Land $221,000 Building $233,600
2024	$1,862.00 (+20.6%) Homeowner's exemption	$41,460 (+23.47%) Land $19,020 Building $22,440	$414,500 (+23.47%) Land $190,100 Building $224,400
2023	$1,544.00 (-40.64%)	$33,580 (-40.63%)	$335,700 (-0.89%) Land $201,600 Building $134,100
2022	$2,601.00 (+219.14%)	$56,560	$338,700 Land $172,800 Building $165,900
2021	$815.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 699 Cedar Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	28 (1979–2020)
Claims Outside the SFHA	10 of 28
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 699 Cedar Ave is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 71% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: C Spire Wireless, Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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