San Joaquin County property record for 6987 Palmer St, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,476 sqft · built 2021 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $655,000 (Feb 2021) |
| Tax Bill | $11,766 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 253-430-210-000 |
| Primary APN | 253-430-210-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,476 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6987 PALMER ST |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95377-8580 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 84 TRACY HILLS VILLAGE 1B, TRACT 3943 |
| Legal Subdivision | TRACY HILLS VILLAGE 1B |
| Legal Tract | 3943 |
| Legal Block | 1 |
| Legal Lot Number | 84 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 5502 |
6987 Palmer St is owned and occupied by two individuals who acquired it in August 2022.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6987 PALMER ST, TRACY, CA 95377-8580 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 29, 2022 | Intrafamily Transfer, Transfer · Line of Credit PATELCO CU |
| Jan 13, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 19, 2021 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2021 · Amount on File |
| Deed Sale | Feb 19, 2021 · Amount on File |
| Deed Document Number | 202131114 |
| Last Transfer Date | Aug 23, 2022 |
| Transfer Doc | 0000102223 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 29, 2022 |
| Property Address | 6987 PALMER ST, TRACY, CA 95377-8580 |
| Document Number | 0000102223 |
| Map Reference | MB 43 PG 40 |
| Instrument Date | Aug 23, 2022 |
| Instrument | 2022-102223 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6987 PALMER ST, TRACY, CA 95377-8580 |
| Document Number | 0000102224 |
|---|---|
| Date | Aug 29, 2022 |
| Instrument | 2022-102224 |
| Name | PATELCO CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 302 Months |
| Due | Sep 30, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Change Frequency | Monthly |
| Index | Prime Rate |
| Max Rate | 17% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 13, 2022 |
| Property Address | 6987 PALMER ST, TRACY, CA 95377-8580 |
| Document Number | 0000005837 |
| Map Reference | MB 43 PG 40 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 2022-005837 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6987 PALMER ST, TRACY, CA 95377-8580 |
| Document Number | 0000005838 |
|---|---|
| Date | Jan 13, 2022 |
| Instrument | 2022-005838 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 19, 2021 |
| Property Address | 6987 PALMER ST, TRACY, CA 95377-8580 |
| Document Number | 0000031114 |
| Map Reference | MB 43 PG 40 |
| Instrument Date | Feb 4, 2021 |
| Instrument | 2021-031114 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6987 PALMER ST, TRACY, CA 95377-8580 |
| Document Number | 0000031115 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 2021-031115 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Number | 0000031116 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 2021-031116 |
| Name | ALASKA USA FCU |
|---|---|
| Type | Credit Union |
| Address | ANCHORAGE, AK 99519 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 6987 Palmer St was $11,766, down 5.2% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,766.00 (-5.19%) | ||
| 2025 | $12,410.00 | $854,589 Land $200,281 Building $654,308 | |
| 2023 | $11,849.00 (+16.3%) | $821,405 Land $192,504 Building $628,901 | $828,000 |
| 2022 | $10,188.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6987 Palmer St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1983–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6987 Palmer St is high, ranking above 87% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 67% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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