Santa Rosa County property record for 6987 Elegance Ct, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,322 sqft · built 1999 |
| Lot Size | 0.372 acres (16,204 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,000 (Jan 1998) |
| Tax Bill | $2,338 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage Jun 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-2S-27-5475-00B00-0130 |
| Primary APN | 10-2S-27-5475-00B00-0130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,322 sqft Living Area |
| Gross Area | 3,635 sqft |
| 1st Floor Area | 2,322 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 16,204 sqft (0.372 acres) |
| Lot Dimensions | 159 ft deep x 92 ft wide |
| Garage Type | Attached |
| Garage Area | 801 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 512 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6987 ELEGANCE CT |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-8895 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TOM KING ESTATES UNIT 2 LOT 13 BLK B AS DES IN OR 2697 PG 1711 & OR 2697 PG 1711 & IN OR 4403 PG 1011 |
| Legal Range | 27W |
| Legal Township | 2S |
| Legal Section | 10 |
| Legal Subdivision | TOM KING EST #2,#3 |
| Legal Block | B |
| Legal Lot Number | 13 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10822 |
6987 Elegance Ct is owned and occupied by two individuals who acquired it in May 2023.
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6987 ELEGANCE CT, NAVARRE, FL 32566-8895 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Jun 8, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 1998 · Amount on File |
| Deed Sale | Jan 8, 1998 · Amount on File |
| Deed Book / Page | 1659 / 347 |
| Last Transfer Date | May 6, 2023 |
| Transfer Doc | 0044031011 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 6987 ELEGANCE CT, NAVARRE, FL 32566-8895 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6987 ELEGANCE CT, NAVARRE, FL 32566-8895 |
| Document Number | 0042271634 |
|---|---|
| Date | Dec 30, 2021 |
| Book Page | 4227/1634 |
| Instrument | 202186064 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 8, 2023 |
| Property Address | 6987 ELEGANCE CT, NAVARRE, FL 32566-8895 |
| Document Number | 0044031011 |
| Book / Page | 4403 / 1011 |
| Instrument Date | May 6, 2023 |
| Instrument | 202325458 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6987 ELEGANCE CT, NAVARRE, FL 32566-8895 |
| Name | Verified Name |
|---|---|
| Address | 6987 ELEGANCE CT, NAVARRE, FL 32566-8895 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $229,227 (+2.9%) | $380,495 (+6.71%) Land $52,500 Building $327,995 | |
| 2024 | $2,338.00 (+2.54%) Homeowner's exemption | $222,767 (+3%) | $356,567 (+2.52%) Land $47,250 Building $309,317 |
| 2023 | $2,280.00 (+2.89%) Homeowner's exemption | $216,279 (+3%) | $347,811 (+1.5%) Land $42,000 Building $305,811 |
| 2022 | $2,216.00 Homeowner's exemption | $209,980 | $342,668 Land $42,000 Building $300,668 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6987 Elegance Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 227 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 227 in force |
| Nearby Flood Claims | 5 (2004–2021) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6987 Elegance Ct is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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