6986 Rolling Gardens Loop, Groveland, FL 34736 Property Records

Lake County property record for 6986 Rolling Gardens Loop, Groveland, FL 34736

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.179 acres (7,801 sqft)
Owner	Company Name on Record
Last Sale	$657,470 (Apr 2026)
Tax Bill	$2,712 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-22-25-0101-000-56100`

Property Details

APN / Parcel Number

Primary APN	`05-22-25-0101-000-56100`
Alternative APNs	`252205010100056100` `3945055`

Exterior

Lot Area	7,801 sqft (0.179 acres)

Location & Zoning

Account Number	3945055
Street Address	6986 ROLLING GARDENS LOOP
City	GROVELAND
State	FL
Zip	34736-8170
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	TRINITY LAKES PHASE 3 PB 80 PG 47-54 LOT 561 ORB 6560 PG 2432
Legal Subdivision	TRINITY LAKES PHASE 3
Legal Tract	T3-A-T3-R
Legal Lot Number	561
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	2
Census Block	2065
Census Tract	31206

Owner

Source: Lake County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6986 ROLLING GARDENS LOOP, GROVELAND, FL 34736-8170
Owner Type	Company
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Special Warranty Deed, Transfer · Conventional Mortgage UNIVERSAL LENDING CORPORATION
Apr 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSAL LENDING CORPORATION
Mar 12, 2026	Special Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	Mar 12, 2026 · Amount on Record
Deed Document Number	202645010
Deed Book / Page	6719 / 419
Prior Transfer Date	Nov 5, 2025
Prior Transfer Doc	0000141037
Record Updated	Sep 20, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 14, 2026
Property Address	6986 ROLLING GARDENS LOOP, GROVELAND, FL 34736-8170
Document Number	0000045010
Book / Page	6719 / 419
Instrument Date	Apr 10, 2026
Instrument	2026.45010
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$464,831.29
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045010,
Date	Apr 14, 2026
Book Page	6719/421
Instrument	2026.45010

Lender

Name	UNIVERSAL LENDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Recording Date	Apr 14, 2026
Property Address	6986 ROLLING GARDENS LOOP, GROVELAND, FL 34736-8170
Document Number	0067190421
Book / Page	6719 / 421
Instrument Date	Apr 10, 2026
Instrument	202645011
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6145 PHELPS LN, HANOVER, MD 21076-2124

Mortgage

Document Number	0000045011,
Date	Apr 14, 2026
Book Page	6719/421
Instrument	202645011

Lender

Name	UNIVERSAL LENDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 12, 2026
Property Address	6986 ROLLING GARDENS LOOP, GROVELAND, FL 34736-8170
Document Number	0066982110
Book / Page	6698 / 2110
Map Reference	MB 80 PG 47-54
Instrument Date	Mar 6, 2026
Instrument	2026030457
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$4,465.30
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18300 VON KARMAN AVE STE 1000, 1000, IRVINE, CA 92612-0182
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Groveland City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,000 Land $60,000	$60,000 Land $60,000
2024	$2,712.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVELAND WATER DEPARTMENT serves 23,628 people · EPA ID FL3350476
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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