6986 Holy Neck Rd, Suffolk, VA 23437 Property Records

Suffolk City property record for 6986 Holy Neck Rd, Suffolk, VA 23437

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,386 sqft · built 2016
Lot Size	1.45 acres (63,162 sqft)
Owner	Individual Name on Record
Last Sale	$247,000 (Apr 2019)
Tax Bill	$3,786 (2025)
Deeds & Mortgages	Jun 2021 Refinance Apr 2021 Mortgage + 2 more
APN	`49103`

Property Details

APN / Parcel Number

Primary APN	`49103`
Alternative APN	`153845800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,386 sqft Living Area

Exterior

Year Built	Built 2016
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	63,162 sqft (1.45 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	153845800
Street Address	6986 HOLY NECK RD
City	SUFFOLK
State	VA
Zip	23437-9209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICULTURAL
Legal Description	L.3,THEODORE EDWARD MYERS PLAT
Legal Subdivision	SOUTHERN MKT II
Legal Lot Number	3
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	2
Census Block	2037
Census Tract	75803

Owner

Source: Suffolk City records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6986 HOLY NECK RD, SUFFOLK, VA 23437-9209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Apr 30, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Dec 26, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Apr 1, 2019	Warranty Deed, Transfer · VA Mortgage CBM MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2019 · Amount on Record
Deed Sale	Apr 1, 2019 · Amount on Record
Prior Sale	Sep 28, 2016 · Amount on Record
Deed Document Number	190003142
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	6986 HOLY NECK RD, SUFFOLK, VA 23437-9209
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210010163
Date	Jun 9, 2021
Instrument	210010163

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	6986 HOLY NECK RD, SUFFOLK, VA 23437-9209
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210007491
Date	Apr 30, 2021
Instrument	210007491

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	6986 HOLY NECK RD, SUFFOLK, VA 23437-9209
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190014638
Date	Dec 26, 2019
Instrument	190014638

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Apr 1, 2019
Property Address	6986 HOLY NECK RD, SUFFOLK, VA 23437-9209
Document Number	190003142
Instrument Date	Mar 29, 2019
Instrument	190003142
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6986 HOLY NECK RD, SUFFOLK, VA 23437-9209

Mortgage

Document Number	190003143
Date	Apr 1, 2019
Instrument	190003143

Lender

Name	CBM MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$311,800 (+5.34%) Land $67,000 Building $244,800
2025	$3,786.00 (+6.35%)	$311,800 (+5.34%) Land $67,000 Building $244,800	$296,000 (+6.51%) Land $60,900 Building $235,100
2024	$3,560.00 (+17.53%)	$296,000 (+6.51%) Land $60,900 Building $235,100
2023	$3,029.00	$277,900 Land $60,900 Building $217,000	$277,900 Land $60,900 Building $217,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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