Martin County property record for 6985 SW Melissa Ln, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,552 sqft · built 1989 |
| Lot Size | 0.588 acres (25,613 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $170,000 (Jul 2010) |
| Tax Bill | $464 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit May 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-38-41-200-000-0060.0-0-0000 |
| Primary APN | 55-38-41-200-000-0060.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,552 sqft Living Area |
| Gross Area | 1,840 sqft |
| 1st Floor Area | 1,552 sqft |
| Utility Room | Utility Room |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,613 sqft (0.588 acres) |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 392 sqft |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 45054 |
|---|---|
| Street Address | 6985 SW MELISSA LN |
| City | STUART |
| State | FL |
| Zip | 34997-7082 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUDR |
| Legal Description | GREGOR WOODS PLAT TWO LOT 60 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 55 |
| Legal Subdivision | GREGOR WOODS |
| Legal Block | 2 |
| Legal Lot Number | 60 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | INDIANTOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 1703 |
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6985 SW MELISSA LN, STUART, FL 34997-7082 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2026 | Deed of Trust, Mortgage · Line of Credit VELOCITY COMMUNITY FEDERAL CREDIT UNION |
| May 9, 2023 | Intrafamily Transfer, Transfer CLEAR TITLE GROUP LLC, CLEAR T&E GROUP LLC |
| Feb 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OBSIDIAN FINANCIAL SERVICES INC |
| Aug 9, 2017 | Deed of Trust, Mortgage · FHA Mortgage OBSIDIAN FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2010 · Amount on Record |
| Deed Sale | Jul 19, 2010 · Amount on Record |
| Prior Sale | Mar 30, 2010 |
| Deed Document Number | 20102222880 |
| Deed Book / Page | 2466 / 312 |
| Last Transfer Date | May 3, 2023 |
| Transfer Doc | 0033732642 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Aug 14, 2026 |
| Property Address | 6985 SW MELISSA LN, STUART, FL 34997-7082 |
| Document Number | 0003200564 |
| Book / Page | 3584 / 2952 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 20263200564 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6985 SW MELISSA LN, STUART, FL 34997-7082 |
| Document Number | 0003200564, |
|---|---|
| Date | Aug 14, 2026 |
| Book Page | 3584/2952 |
| Instrument | 20263200564 |
| Name | VELOCITY COMMUNITY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | May 9, 2023 |
| Property Address | 6985 SW MELISSA LN, STUART, FL 34997-7082 |
| Document Number | 0033732642 |
| Book / Page | 3373 / 2642 |
| Map Reference | MB 11 PG 2 |
| Instrument Date | May 3, 2023 |
| Instrument | 3015418 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2023 |
| Title Company | CLEAR TITLE GROUP LLC, CLEAR T&E GROUP LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6985 SW MELISSA LN, STUART, FL 34997-7082 |
| Name | Verified Name |
|---|---|
| Address | 6985 SW MELISSA LN, STUART, FL 34997-7082 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 6985 SW MELISSA LN, STUART, FL 34997-7082 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6985 SW MELISSA LN, STUART, FL 34997-7082 |
| Document Number | 0031982681 |
|---|---|
| Date | Feb 18, 2021 |
| Book Page | 3198/2681 |
| Instrument | 2869015 |
| Name | OBSIDIAN FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | MELBOURNE, FL 32901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 6985 SW MELISSA LN, STUART, FL 34997-7082 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0029421308 |
|---|---|
| Date | Aug 9, 2017 |
| Book Page | 02942/1308 |
| Instrument | 2649977 |
| Name | OBSIDIAN FINANCIAL SERVICES INC |
|---|---|
| Type | Non-Lending Institution |
| Address | MELBOURNE, FL 32904 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $464.00 (+4.27%) Homeowner's exemption Veteran's exemption | $202,170 (+5.99%) | $402,820 (+9.13%) Land $200,000 Building $202,820 |
| 2024 | $445.00 (-84.74%) | ||
| 2023 | $2,916.00 (+3.99%) Additional exemption filed | $190,751 (+3%) | $369,110 (+18.68%) Land $185,000 Building $184,110 |
| 2022 | $2,804.00 Homeowner's exemption | $185,196 | $311,020 Land $145,730 Building $165,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 101 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 101 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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