6985 Paradise Ln, Jay, FL 32565 Property Records

Santa Rosa County property record for 6985 Paradise Ln, Jay, FL 32565 · Last verified April 2026

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Lot Size	23.8 acres (1,040,779 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Oct 2023)
Tax Bill	$48 (2024)
Deeds & Mortgages	Jul 2024 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-5N-28-0000-00200-0000`

Property Details

APN / Parcel Number

Primary APN	`14-5N-28-0000-00200-0000`
Alternative APN	`N285140000002000000`

Exterior

Lot Area	1,040,779 sqft (23.8 acres)
View / Lot	Woodland

Location & Zoning

Street Address	6985 PARADISE LN
City	JAY
State	FL
Zip	32565-2351
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Legal Description	SECTION 15 TOWNSHIP 5N RANGE 28W BEG SE COR SEC 15 THN S8934 28E 1320.74 FT THN N22752E 683.7 FT THN N893428W 1652. 09 FT THN S21912W 411.70 FT THN S893428E 109.31 FT THN S21912W 52 FT THN S893428 E 220.88 FT THN S14421W 220 FT TO POB LESS OR
Legal Range	28W
Legal Township	5N
Legal Section	14
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BERRYDALE
Census Block Group	4
Census Block	4059

Owner

Source: Santa Rosa County records · APN 14-5N-28-0000-00200-0000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3750 HIGHWAY 4, JAY, FL 32565-1755
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage SANTA ROSA COUNTY FCU
Oct 17, 2023	Warranty Deed, Transfer · Conventional Mortgage SANTA ROSA COUNTY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 17, 2023 · Amount on Record
Deed Sale	Oct 17, 2023 · Amount on Record
Prior Sale	May 20, 2010 · Amount on Record
Deed Document Number	202347028
Deed Book / Page	4443 / 1126
Prior Transfer Date	Sep 15, 2010
Prior Transfer Doc	0030190054
Record Updated	Jun 08, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6985 PARADISE LN, JAY, FL 32565-2351
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3750 HIGHWAY 4, JAY, FL 32565-1755

Mortgage

Document Number	0045210532
Date	Jul 12, 2024
Book Page	4521/532
Instrument	202431204

Lender

Name	SANTA ROSA COUNTY FCU
Type	Credit Union
Address	MILTON, FL 32572

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 12, 2044

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 17, 2023
Property Address	6985 PARADISE LN, JAY, FL 32565-2351
Document Number	0044431126
Book / Page	4443 / 1126
Instrument Date	Oct 16, 2023
Instrument	202347028
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3750 HIGHWAY 4, JAY, FL 32565-1755

Mortgage

Document Number	0044431130
Date	Oct 17, 2023
Instrument	4443/1130

Lender

Name	SANTA ROSA COUNTY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 16, 2038

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$12,300 (+186.05%)	$111,217 (+7.75%) Land $103,217 Building $8,000
2024	$48.00 (-2.04%)	$4,300 (-) Land $4,300	$103,217 (-2%) Land $4,300 Building $98,917
2023	$49.00 (-2%)	$4,300 (-) Land $4,300	$129,022 (-) Land $4,300 Building $124,722
2022	$50.00	$4,300 Land $4,300	$129,022

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 48% of Florida
Wildfire Likelihood	About 1 in 389 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Conexon Connect	Fiber	2,000 / 2,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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