6985 Merrick Ln, Spring Hill, FL 34606 Property Records

Hernando County property record for 6985 Merrick Ln, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1970
Lot Size	0.342 acres (14,911 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (May 2021)
Tax Bill	$2,595 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5020-0134-0010`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5020-0134-0010`
Alternative APNs	`00233063` `233063`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,072 sqft
1st Floor Area	864 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1992
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	14,911 sqft (0.342 acres)
Lot Dimensions	117 ft deep x 155 ft wide
Porch	Screened Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00233063
Street Address	6985 MERRICK LN
City	SPRING HILL
State	FL
Zip	34606-5855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 2 BLK 134 LOT 1 ORB 1552 PGS 1749-50
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 2
Legal Block	134
Legal Lot Number	1
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2026
Census Tract	41401

Owner

6985 Merrick Ln is owned by an individual who bought it in May 2021.

Source: Hernando County records, as of January 8, 2026

Owner of Record	Individual Name on File
Mailing Address	174A BEACH 24TH ST, FAR ROCKAWAY, NY 11691-2202
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage BROOKLYN COOPERATIVE FEDERAL CREDIT UNIO
May 20, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage KELLY KOBER
Aug 7, 2018	Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU ISAOA
Aug 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU ISAOA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2021 · Amount on File
Deed Sale	May 20, 2021 · Amount on File
Prior Sale	Aug 7, 2018 · Amount on File
Deed Document Number	202137395
Deed Book / Page	4000 / 1328
Prior Transfer Date	Apr 25, 2008
Prior Transfer Doc	0025611419
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	6985 MERRICK LN, SPRING HILL, FL 34606-5855
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041171713
Date	Jan 25, 2022
Book Page	4117/1713
Instrument	2022006321

Lender

Name	BROOKLYN COOPERATIVE FEDERAL CREDIT UNIO
Address	BROOKLYN, NY 11237

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 20, 2021
Property Address	6985 MERRICK LN, SPRING HILL, FL 34606-5855
Document Number	0040001328
Book / Page	4000 / 1328
Map Reference	MB 7 PG 65
Instrument Date	Apr 29, 2021
Instrument	2021037395
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	AMERICAN HOME TITLE/LAND O, AMERICAN HOME TTL OF LAND O

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6626 COUNTRY CLUB RD, 6626, WESLEY CHAPEL, FL 33544-3736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 BEACH 24TH ST # A, A, FAR ROCKAWAY, NY 11691-2202

Mortgage

Document Number	40001330
Date	May 20, 2021
Instrument	4000/1330

Lender

Name	KELLY KOBER
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 7, 2018
Property Address	6985 MERRICK LN, SPRING HILL, FL 34606-5855
Document Number	0036110348
Book / Page	003611 / 000348
Instrument Date	Aug 3, 2018
Instrument	47791
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6626 COUNTRY CLUB RD WESLEY CHAPEL FL 335443736, WESLEY CHAPEL, FL 33544-3736

Mortgage

Document Number	36110351
Date	Aug 7, 2018
Book Page	003611/000351
Instrument	47792

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 6, 2033

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	6985 MERRICK LN, SPRING HILL, FL 34606-5855
Document Number	0036300595
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Nov 9, 2018
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6626 COUNTRY CLUB RD WESLEY CHAPEL FL 335443736, WESLEY CHAPEL, FL 33544-3736

Mortgage

Document Number	0036300595
Date	Oct 5, 2018
Book Page	003630/000595
Instrument	60688

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 4, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 6985 Merrick Ln was $2,595.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,595.00	$133,386 Land $52,189 Building $81,197	$133,386 Land $52,189 Building $81,197
2023		$124,226 Land $46,301 Building $77,925
2022	$1,964.00		$136,475 Land $57,258 Building $79,217

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6985 Merrick Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6985 Merrick Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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