San Bernardino County property record for 6985 Merced Rd, Oak Hills, CA 92344
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,182 sqft · built 2004 |
| Lot Size | 2.25 acres (98,010 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,500 (Dec 2019) |
| Tax Bill | $5,020 (2025) |
| Deeds & Mortgages | Dec 2019 Sale & Mortgage Nov 2017 Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 0357-561-48-0000 |
| Primary APN | 0357-561-48-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,182 sqft Living Area |
| Gross Area | 3,046 sqft |
| 1st Floor Area | 2,182 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 98,010 sqft |
| Garage Type | Attached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 501 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 6985 MERCED RD |
|---|---|
| City | OAK HILLS |
| State | CA |
| Zip | 92344-9560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OHRL |
| Legal Description | NW 1/4 SE 1/4 SE 1/4 NE 1/4 SEC 4 TP 3N R 5W (OD PER 11-13-87 #87-404568) |
| Legal Range | 5W |
| Legal Township | WP |
| Legal Section | 4 |
| Legal Block | 2 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10034 |
6985 Merced Rd is owned and occupied by two individuals who bought it in December 2019.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6985 MERCED RD, OAK HILLS, CA 92344-9560 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 27, 2019 | Grant Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Nov 1, 2017 | Deed of Trust, Mortgage · Conventional with PMI CASHCALL |
| Mar 6, 2017 | Deed of Trust, Mortgage · FHA Mortgage CASHCALL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2019 · Amount on File |
| Deed Sale | Dec 27, 2019 · Amount on File |
| Prior Sale | Nov 30, 2011 · Amount on File |
| Deed Document Number | 2019479436 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Dec 27, 2019 |
| Property Address | 6985 MERCED RD, OAK HILLS, CA 92344-9560 |
| Document Number | 0000479436 |
| Instrument Date | Dec 17, 2019 |
| Instrument | 2019-0479436 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | LAWYERS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6985 MERCED RD, OAK HILLS, CA 92344-9560 |
| Document Number | 0000479437 |
|---|---|
| Date | Dec 27, 2019 |
| Instrument | 2019-0479437 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Number | 0000479439 |
|---|---|
| Date | Dec 27, 2019 |
| Instrument | 2019-0479439 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | FLINT, MI 48501 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 6985 MERCED RD, OAK HILLS, CA 92344-9560 |
| Document Number | 0000469395 |
| Instrument Date | Nov 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2017 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 6985 MERCED RD OAK HILLS CA 923449560, OAK HILLS, CA 92344-9560 |
| Document Number | 0000469395 |
|---|---|
| Date | Nov 7, 2017 |
| Instrument | 469395 |
| Name | CASHCALL |
|---|---|
| Type | Funding / Finance Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 6, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 6985 MERCED RD, OAK HILLS, CA 92344-9560 |
| Document Number | 0000107927 |
| Instrument Date | Mar 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2017 |
| Title Company | SPL TITLE SERVICES, SPL TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 6985 MERCED RD OAK HILLS CA 923449560, OAK HILLS, CA 92344-9560 |
| Document Number | 0000107927 |
|---|---|
| Date | Mar 14, 2017 |
| Instrument | 107927 |
| Name | CASHCALL |
|---|---|
| Type | Funding / Finance Company |
| Address | ANAHEIM, CA 92801 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 13, 2047 |
The 2025 property tax bill for 6985 Merced Rd was $5,020.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Hesperia Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $441,187 (+2%) Land $88,236 Building $352,951 | |
| 2025 | $5,020.00 Homeowner's exemption | $432,536 Land $86,506 Building $346,030 |
| 2023 | $4,848.00 (+2.39%) Homeowner's exemption | $415,740 Land $83,147 Building $332,593 |
| 2022 | $4,735.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 6985 Merced Rd in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6985 Merced Rd is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 64% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SBDNO COUNTY SERVICE AREA 70J serves 12,895 people · EPA ID CA3610125 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Race Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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