6985 Mackall Rd, Saint Leonard, MD 20685 Property Records

Calvert County property record for 6985 Mackall Rd, Saint Leonard, MD 20685

Property Summary

Property Type	Rural Home
Details	1 ba · 952 sqft · built 1995
Lot Size	35.7 acres (1,557,270 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Sep 2017)
Tax Bill	$2,534 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-020099`

Property Details

APN / Parcel Number

Primary APN	`01-020099`
Alternative APNs	`1020099` `020099`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	952 sqft Total Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Mobile Home
Exterior Material	Siding
Roof Material	Metal
Lot Area	1,557,270 sqft (35.7 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	020099
Street Address	6985 MACKALL RD
City	SAINT LEONARD
State	MD
Zip	20685-2454
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-1
Legal Description	35.75 AC C GROSS PROP WALLVILLE
Legal Subdivision	GROSS FARM
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	3
Census Block	3025
Census Tract	860801

Owner

6985 Mackall Rd, a rural home, is owned by two individuals who bought it in September 2017.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6995 MACKALL RD, SAINT LEONARD, MD 20685-2454
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Line of Credit COLONIAL FARM CREDIT ACA
Sep 19, 2017	Grant Deed, Transfer ATTORNEY ONLY
Apr 4, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2017 · Amount on File
Deed Sale	Sep 19, 2017 · Amount on File
Deed Book / Page	5064 / 314
Prior Transfer Date	Mar 21, 2017
Prior Transfer Doc	0049690009
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	6985 MACKALL RD, SAINT LEONARD, MD 20685-2454
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068310472
Date	Dec 18, 2025
Book Page	6831/472

Lender

Name	COLONIAL FARM CREDIT ACA
Type	Bank
Address	HUGHESVILLE, MD 20637

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 19, 2017
Property Address	6985 MACKALL RD, SAINT LEONARD, MD 20685-2454
Document Number	0050640314
Book / Page	005064 / 000314
Instrument Date	Sep 15, 2017
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$205.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 150 ST LEONARD MD 206850150, ST LEONARD, MD 20685-0150

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 4, 2017
Property Address	6985 MACKALL RD, SAINT LEONARD, MD 20685-2454
Document Number	0049690009
Book / Page	004969 / 000009
Instrument Date	Mar 21, 2017
Transaction Type	Transfer
Record Updated	Jul 20, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	210 PARKERS WHARF- RD ST LEONARD MD 20685, ST LEONARD, MD 20685

Tax Assessment & Valuation

The 2025 property tax bill for 6985 Mackall Rd was $2,534.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,300 (+3.4%) Land $130,400 Building $98,900	$229,300 (-) Land $130,400 Building $98,900
2025	$2,534.00	$221,767	$229,300 Land $130,400 Building $98,900
2023	$2,147.00	$206,700 Land $130,400 Building $76,300	$206,700 Land $130,400 Building $76,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6985 Mackall Rd in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	30 (1991–2021)
Claims Outside the SFHA	8 of 30
Most Recent Claim	Oct 2021 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6985 Mackall Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 83% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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