6985 Keys Pl, Bryans Road, MD 20616 Property Records

Charles County property record for 6985 Keys Pl, Bryans Road, MD 20616

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,197 sqft · built 2006
Lot Size	0.903 acres (39,334 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,825 (Jun 2006)
Tax Bill	$7,951 (2025)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-037686`

Property Details

APN / Parcel Number

Primary APN	`07-037686`
Alternative APNs	`7037686` `037686`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,197 sqft Living Area
Gross Area	3,899 sqft
1st Floor Area	1,498 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	39,334 sqft (0.903 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	218 sqft
Deck Area	240 sqft
Shed	1 Shed
Shed Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	037686
Street Address	6985 KEYS PL
City	BRYANS ROAD
State	MD
Zip	20616-4209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WCD
Legal Description	LOT 2 KEYS SUB
Legal Subdivision	KEYS SUB
Legal Block	2
Legal Lot Number	2
Jurisdiction	CHARLES MD
Township / Civil Division	7, POMONKEY
Census Block Group	2
Census Block	2010
Census Tract	850101

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 448, BRYANS ROAD, MD 20616-0448
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2006 · Amount on Record
Deed Sale	Jun 23, 2006 · Amount on Record
Prior Sale	May 18, 2005 · Amount on Record
Deed Document Number	200629006
Deed Book / Page	5883 / 35
Prior Transfer Date	Jun 15, 2006
Prior Transfer Doc	0058830035
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	6985 KEYS PL, BRYANS ROAD, MD 20616-4209
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 448, BRYANS ROAD, MD 20616-0448

Mortgage

Document Number	0126790288
Date	Aug 26, 2022
Book Page	12679/288

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	281 Months
Due	Jan 1, 2046

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$622,333 (+7.89%)	$713,400 (+23.68%) Land $71,500 Building $641,900
2025	$7,951.00 (+19.22%)	$576,800 (+19.24%) Land $71,500 Building $505,300	$576,800 (-) Land $71,500 Building $505,300
2023	$6,669.00	$483,733	$576,800 Land $71,500 Building $505,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (2003–2020)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20