6985 Charles St, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 6985 Charles St, Saint Augustine, FL 32080 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,571 sqft · built 2021
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$1,100,000 (Apr 2021)
Tax Bill	$14,428 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`184180-0000`

Property Details

APN / Parcel Number

Primary APN	`184180-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Building Area	2,571 sqft Living Area
1st Floor Area	1,581 sqft 1st Floor
Stories	2 Stories
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces
Garage Area	550 sqft Garage
Porch	Finished/Open Porch
Porch Area	371 sqft Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6985 CHARLES ST
City	SAINT AUGUSTINE
State	FL
Zip	32080-8146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	39 PT OF LOT 2-50 X 213FT ON RIVER OR5249/1224
Legal Range	30E
Legal Township	08S
Legal Section	35
Legal Block	2
Legal Lot Number	2-50
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	2
Census Block	2005
Census Tract	21209

Owner

Source: St. Johns County records · APN 184180-0000

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	172 ASPINWALL PKWY, SAINT AUGUSTINE, FL 32095-8649
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 27, 2021 · Amount on Record
Deed Sale	Apr 27, 2021 · Amount on Record
Deed Document Number	202147110
Deed Book / Page	5249 / 1224
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 27, 2021
Property Address	6985 CHARLES ST, SAINT AUGUSTINE, FL 32080-8146
Document Number	0052491224
Book / Page	5249 / 1224
Instrument Date	Apr 20, 2021
Instrument	2021047110
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 626, IPSWICH, MA 01938-0626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 BRONSON PKWY, ST AUGUSTINE, FL 32095-8636

Mortgage

Document Number	52491226
Date	Apr 27, 2021
Instrument	5249/1226

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,034,342 (-0.74%) Land $395,000 Building $639,342	$1,034,342 (-0.74%) Land $395,000 Building $639,342
2025	$14,428.00 (+17.06%)	$1,042,099 (+10.53%)	$1,042,099 (+10.53%) Land $395,000 Building $647,099
2024	$12,325.00 (+0.38%)
2023	$12,278.00 (-0.32%)	$942,855 (+0.34%)	$942,855 (+0.34%) Land $350,000 Building $592,855
2022	$12,317.00	$939,626	$939,626 Land $430,920 Building $508,706

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.