St. Louis County property record for 6985 Bear Island Rd, Duluth, MN 55803
| Property Type | Seasonal / Vacation Home |
|---|---|
| Lot Size | 0.606 acres (26,421 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $87,151 (Apr 2023) |
| Tax Bill | $28 (2026) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 365-0023-00790 |
| Primary APN | 365-0023-00790 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Exterior Material | Wood |
|---|---|
| Construction Type | Frame |
| Lot Area | 26,421 sqft |
| Garage Area | 1,440 sqft |
| Account Number | 1147995 |
|---|---|
| Street Address | 6985 BEAR ISLAND RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9448 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | OUTLOT T SERIAL # |
| Legal Subdivision | BEAR ISLAND POINT |
| Legal Lot Number | T |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | FREDENBERG |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 10602 |
Source: St. Louis County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6984 BEAR ISLAND RD, DULUTH, MN 55803-9448 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2023 · Amount on Record |
| Deed Sale | Apr 27, 2023 · Amount on Record |
| Deed Document Number | 20231465629 |
| Record Updated | Oct 29, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 27, 2023 |
| Property Address | 6985 BEAR ISLAND RD, DULUTH, MN 55803-9448 |
| Document Number | 0001465629 |
| Instrument Date | Apr 25, 2023 |
| Instrument | 1465629 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $287.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6984 BEAR ISLAND RD, DULUTH, MN 55803-9448 |
| Document Number | 0001465631 |
|---|---|
| Date | Apr 27, 2023 |
| Instrument | 1465631 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2038 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Fredenberg Township |
| Unified School District | Hermantown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28.00 | ||
| 2025 | $62,900 (+2,759.09%) Land $3,700 Building $59,200 | $62,900 (+2,759.09%) Land $3,700 Building $59,200 | |
| 2024 | $2,200 Land $2,200 | $2,200 Land $2,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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