6984 Emerald Spring Loop, New Port Richey, FL 34653 Property Records

Pasco County property record for 6984 Emerald Spring Loop, New Port Richey, FL 34653

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,389 sqft · built 2019
Lot Size	0.118 acres (5,175 sqft)
Owner	2 Individual Names on File
Last Sale	$275,400 (Nov 2019)
Tax Bill	$6,532 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-26-16-0160-00200-0190`

Property Details

APN / Parcel Number

Primary APN	`21-26-16-0160-00200-0190`
Alternative APN	`4180830`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,389 sqft Living Area
Gross Area	2,834 sqft
1st Floor Area	1,266 sqft
Upper Floors Area	1,123 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,175 sqft (0.118 acres)
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	675 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	4180830
Street Address	6984 EMERALD SPRING LOOP
City	NEW PORT RICHEY
State	FL
Zip	34653-6894
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	COPPERSPRING PHASE 1 PB 78 PG 137 BLOCK 2 LOT 19
Legal Range	16E
Legal Township	26S
Legal Section	21
Legal Subdivision	COPPERSPRING
Legal Phase	1
Legal Tract	160
Legal Block	2
Legal Lot Number	19
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	1
Census Block	1021
Census Tract	31505

Owner

6984 Emerald Spring Loop is owned and occupied by two individuals who bought it in November 2019.

Source: Pasco County records, as of December 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	6984 EMERALD SPRING LOOP, NEW PORT RICHEY, FL 34653-6894
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage HOMETAP INVESTMENT PARTNERS III SPV LLC
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 17, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2019 · Amount on File
Deed Sale	Nov 20, 2019 · Amount on File
Deed Document Number	2019198311
Deed Book / Page	10009 / 2120
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	6984 EMERALD SPRING LOOP, NEW PORT RICHEY, FL 34653-6894
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6984 EMERALD SPRING LOOP, NEW PORT RICHEY, FL 34653-6894

Mortgage

Document Number	0106602914
Date	Jul 27, 2022
Book Page	10660/2914
Instrument	2022165383

Lender

Name	HOMETAP INVESTMENT PARTNERS III SPV LLC
Type	Non-Lending Institution
Address	BOSTON, MA 02199

Agreement

Amount	Amount on Record

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	6984 EMERALD SPRING LOOP, NEW PORT RICHEY, FL 34653-6894
Transaction Type	Mortgage
Record Updated	Mar 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6984 EMERALD SPRING LOOP, NEW PORT RICHEY, FL 34653-6894

Mortgage

Document Number	0105680281
Date	Mar 10, 2022
Book Page	10568/281
Instrument	2022057075

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	6984 EMERALD SPRING LOOP, NEW PORT RICHEY, FL 34653-6894
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101580781
Date	Aug 17, 2020
Book Page	10158/781
Instrument	2020133887

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 6984 Emerald Spring Loop was $6,532 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,532.00 Homeowner's exemption	$271,180 Land $61,220 Building $209,960	$346,739 Land $61,220 Building $285,519
2023	$6,187.00 (+10.78%) Additional exemption filed	$255,870 (+3%) Land $39,123 Building $216,747	$316,789 (+20.2%) Land $39,123 Building $277,666
2022	$5,585.00 Homeowner's exemption	$248,420 Land $32,603 Building $215,817	$263,555 Land $32,603 Building $230,952

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6984 Emerald Spring Loop in Zone X, an area of minimal flood risk, though there have been 143 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 248 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	248 in force
Nearby Flood Claims	143 (1985–2024)
Claims Outside the SFHA	6 of 143
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 8 claims Tropical Storm Debby, Jul 2012 · 36 claims Hurricane Frances, Sep 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6984 Emerald Spring Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Hotwire Communications.

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