6983 Saona Ct, Naples, FL 34113 Property Records

Collier County property record for 6983 Saona Ct, Naples, FL 34113

Property Summary

Property Type	Single Family Home
Details	1,476 sqft · built 2024
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Last Sale	$652,515 (Oct 2024)
Tax Bill	$5,650 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`424570 12885B19`

Property Details

APN / Parcel Number

Primary APN	`424570 12885B19`
Alternative APN	`52505130863`

Interior

Building Area	1,476 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Masonry / Concrete Block
Lot Area	3,485 sqft (0.08 acres)

Location & Zoning

Street Address	6983 SAONA CT
City	NAPLES
State	FL
Zip	34113-9070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ISLES OF COLLIER PRESERVE PH 15 LOT 1288
Legal Subdivision	ISLES OF COLLIER PRESERVE PH15 PH 15
Legal Block	1
Legal Lot Number	1288
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1002
Census Tract	10808

Owner

6983 Saona Ct is owned by two individuals who bought it in October 2024.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7722 MADELYN CREEK DR, VICTORIA, MN 55386-4554
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2024 · Amount on File
Deed Sale	Oct 1, 2024 · Amount on File
Deed Document Number	20246598392
Deed Book / Page	6402 / 3690
Record Updated	Oct 29, 2026

October 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 1, 2024
Property Address	6983 SAONA CT, NAPLES, FL 34113-9070
Document Number	0064023690
Book / Page	6402 / 3690
Map Reference	MB 70 PG 14-27
Instrument Date	Sep 25, 2024
Instrument	6598392
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	FOUNDERS TITLE/NV, FOUNDERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,568.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4400 W SAMPLE RD # RD200, RD200, COCONUT CREEK, FL 33073-3470

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7722 MADELYN CREEK DR, VICTORIA, MN 55386-4554

Mortgage

Document Number	0006598393
Date	Oct 1, 2024
Instrument	6598393

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Oct 1, 2031
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year T-Bill
Max Rate	10.7%

Tax Assessment & Valuation

The 2025 property tax bill for 6983 Saona Ct was $5,650.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$442,896 (-13.65%) Land $112,827 Building $330,069	$442,896 (-13.65%) Land $112,827 Building $330,069
2025	$5,650.00	$512,922 Land $138,840 Building $374,082	$512,922 Land $138,840 Building $374,082
2023	$895.00 (+63.92%)	$86,826 (+74.21%) Land $86,826	$86,826 (+74.21%) Land $86,826
2022	$546.00	$49,840 Land $49,840	$49,840 Land $49,840

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6983 Saona Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 578 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,419 units insured incl. 841 condo units
Nearby Flood Claims	7 (2017–2022)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Oct 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6983 Saona Ct is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
CenturyLink Fiber	940 / 940
Verizon Fixed Wireless	300 / 20