Beaufort County property record for 6982 US Hwy 264 E, Washington, NC 27889
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,561 sqft · built 2024 |
| Lot Size | 5.06 acres (220,414 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,605 (2026) |
| Deeds & Mortgages | Aug 2024 Construction Loan Jul 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 6615-20-8897 |
| Primary APN | 6615-20-8897 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Building Area | 1,561 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 220,414 sqft (5.06 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Street Address | 6982 US HIGHWAY 264 E |
|---|---|
| City | WASHINGTON |
| State | NC |
| Zip | 27889-7609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5.06 AC DANIEL W MICAI |
| Jurisdiction | BEAUFORT NC |
| Township / Civil Division | PANTEGO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 930600 |
6982 US Hwy 264 E is owned and occupied by two individuals.
Source: Beaufort County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6982 US HIGHWAY 264 E, WASHINGTON, NC 27889-7609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2024 | Deed of Trust, Mortgage · Construction Mortgage AFFILIATED MORTGAGE SERVICES |
| Jul 26, 2024 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT NC |
| Property Address | 6982 US HIGHWAY 264 E, WASHINGTON, NC 27889-7609 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 646 HIGH HILL RD, JACKSONVILLE, NC 28540-9672 |
| Document Number | 002177/217 |
|---|---|
| Date | Aug 23, 2024 |
| Book Page | 2177/217 |
| Instrument | 2024003865 |
| Name | AFFILIATED MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | ROCKY MOUNT, NC 27804 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8% |
| Type Change Date | Sep 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6% |
| Max Rate At Change | 10% |
| Index | SOFR Average 30-Day |
| Max Rate | 13% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT NC |
| Recording Date | Jul 26, 2024 |
| Property Address | 6982 US HIGHWAY 264 E, WASHINGTON, NC 27889-7609 |
| Document Number | 002174/666 |
| Book / Page | 2174 / 666 |
| Map Reference | CAB J SL 99-4 |
| Instrument Date | Jul 26, 2024 |
| Instrument | 2024003364 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $56.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 646 HIGH HILL RD, JACKSONVILLE, NC 28540-9672 |
The 2026 property tax bill for 6982 US Hwy 264 E was $1,605.
Source: Beaufort County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,605.00 | $263,420 Land $27,860 Building $235,560 | |
| 2025 | $263,420 Land $27,860 Building $235,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6982 US Hwy 264 E in Zone X, an area of minimal flood risk, though there have been 55 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 146 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 146 in force |
| Nearby Flood Claims | 55 (1999–2023) |
| Claims Outside the SFHA | 10 of 55 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6982 US Hwy 264 E is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAUFORT CO NORTHSIDE REGIONAL WATER serves 22,405 people · EPA ID NC0407035 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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