6982 Daphne St, Tracy, CA 95377 Property Records

San Joaquin County property record for 6982 Daphne St, Tracy, CA 95377 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,278 sqft · built 2019
Lot Size0.125 acres (5,447 sqft)
OwnerIndividual Name on File
Last Sale$840,000 (Dec 2021)
Tax Bill$12,794 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Apr 2021 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN253-390-190-000

Property Details

APN / Parcel Number

Primary APN253-390-190-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,278 sqft Living Area

Exterior

Year BuiltBuilt 2019
Architectural StyleCustom Design
Construction TypeWood
Lot Area5,447 sqft (0.125 acres)
Garage TypeMixed
Garage Area519 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address6982 DAPHNE ST
CityTRACY
StateCA
Zip95377-8590
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 19 TRACY HILLS VILLAGE 1A TRACT 3788
Legal Subdivision3788 TRACY HILLS VILLAGE 1A
Legal Tract3788
Legal Lot Number19
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1061
Census Tract5502

Owner

Source: San Joaquin County records · APN 253-390-190-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6982 DAPHNE ST, TRACY, CA 95377-8590
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2023Deed of Trust, Mortgage · Line of Credit
BMO BANK NA
Apr 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
EAGLE HOME MORTGAGE LLC
Dec 17, 2021Grant Deed, Transfer · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC
Dec 17, 2021Intrafamily Transfer, Transfer
NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC
Nov 03, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Aug 30, 2019Grant Deed, Subdivision Related Transfer · Conventional Mortgage
EAGLE HM MTG
Aug 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
EAGLE HM MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 17, 2021 · Amount on Record
Deed SaleDec 17, 2021 · Amount on Record
Prior SaleDec 17, 2021
Deed Document Number2021-210477
Record UpdatedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address6982 DAPHNE ST, TRACY, CA 95377-8590
Transaction TypeMortgage
Record UpdatedNov 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6982 DAPHNE ST, TRACY, CA 95377-8590

Mortgage

Document Number0000085199
DateOct 20, 2023
Instrument2023-085199
Lender
NameBMO BANK NA
TypeBank
AddressCHICAGO, IL 60606
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 18, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address6982 DAPHNE ST, TRACY, CA 95377-8590
Transaction TypeMortgage
Record UpdatedJan 07, 2022
Title CompanyLENNAR TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1454 PEACEFUL GLEN CT, SAN JOSE, CA 95121-1841

Mortgage

Document Number0000075958
DateApr 30, 2021
Instrument2021-075958
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
AddressMIAMI, FL 33172
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term341 Months
DueSep 01, 2049

December 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateDec 17, 2021
Property Address6982 DAPHNE ST, TRACY, CA 95377-8590
Document Number0000210477
Map ReferenceMB 43 PG 17
Instrument DateDec 15, 2021
Instrument2021-210477
Transaction TypeTransfer
Record UpdatedJan 07, 2022
Title CompanyNORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyPartially Calculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6982 DAPHNE ST, TRACY, CA 95377-8590

Mortgage

Document Number0000210478
DateDec 17, 2021
Instrument2021-210478
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateDec 17, 2021
Property Address6982 DAPHNE ST, TRACY, CA 95377-8590
Document Number0000210476
Map ReferenceMB 43 PG 24
Instrument DateNov 15, 2021
Instrument2021-210476
Transaction TypeTransfer
Record UpdatedJan 07, 2022
Title CompanyNORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6982 DAPHNE ST, TRACY, CA 95377-8590

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address6982 DAPHNE ST, TRACY, CA 95377-8590
Document Number0000152363
Instrument DateNov 03, 2020
Transaction TypeMortgage
Record UpdatedNov 25, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6982 DAPHNE ST TRACY CA 953778590, TRACY, CA 95377-8590

Mortgage

Document Number0000152363
DateNov 09, 2020
Instrument152363
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 08, 2050

August 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateAug 30, 2019
Property Address6982 DAPHNE ST, TRACY, CA 95377-8590
Document Number0000094851
Instrument DateAug 28, 2019
Instrument94851
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 02, 2019
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$610.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1454 PEACEFUL GLEN CT SAN JOSE CA 951211841, SAN JOSE, CA 95121-1841

Mortgage

Document Number94852
DateAug 30, 2019
Instrument94852
Lender
NameEAGLE HM MTG
TypeMortgage Company
AddressMIAMI, FL 33172-3139
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 29, 2049

Mortgage

Document Number94853,
DateAug 30, 2019
Instrument94853
Lender
NameEAGLE HM MTG
TypeMortgage Company
AddressMIAMI, FL 33172-3139
Agreement
AmountAmount Recorded
Term180 Months
DueAug 29, 2034

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address6982 DAPHNE ST, TRACY, CA 95377-8590
Document Number0000101495
Instrument DateAug 22, 2019
Transaction TypeMortgage
Record UpdatedSep 03, 2020
Title CompanyCALATLANTIC TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1454 PEACEFUL GLEN CT SAN JOSE CA 951211841, SAN JOSE, CA 95121-1841

Mortgage

Document Number0000101495
DateAug 14, 2020
Instrument101495
Lender
NameEAGLE HM MTG
TypeMortgage Company
AddressMIAMI, FL 33172-3139
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 13, 2050

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$12,794.00 (+4.75%)$891,414 (+4.04%) Land $159,181 Building $732,233
2023$12,214.00 (+1.89%)$856,800 Land $153,000 Building $703,800
2022$11,988.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770055021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1983–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimDec 2022, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskHigh
above 87% of the US · above 68% of California
Wildfire LikelihoodAbout 1 in 104 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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