6982 Brandy Cir, Granite Bay, CA 95746 Property Records

Placer County property record for 6982 Brandy Cir, Granite Bay, CA 95746

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,624 sqft · built 1982
Lot Size	0.161 acres (6,999 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Nov 2019)
Tax Bill	$5,758 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048-360-046-000`

Property Details

APN / Parcel Number

Primary APN	`048-360-046-000`
Alternative APN	`048-360-046`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,624 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	6,999 sqft (0.161 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	048-360-046
Street Address	6982 BRANDY CIR
City	GRANITE BAY
State	CA
Zip	95746-6239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSBX
Legal Description	LOT 46 STANTON ESTATES MOR BK M PG 42
Legal Subdivision	STANTON ESTATES
Legal Lot Number	46
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	2
Census Block	2002
Census Tract	20605

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6982 BRANDY CIR, GRANITE BAY, CA 95746-6239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 27, 2019	Grant Deed, Transfer · Conventional Mortgage ALAMEDA MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2019 · Amount on File
Deed Sale	Nov 27, 2019 · Amount on File
Deed Document Number	201996710
Prior Transfer Date	Apr 20, 2011
Prior Transfer Doc	0000047569
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	6982 BRANDY CIR, GRANITE BAY, CA 95746-6239
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6982 BRANDY CIR, GRANITE BAY, CA 95746-6239

Mortgage

Document Number	0000066178
Date	Aug 24, 2022
Instrument	2022-0066178

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	6982 BRANDY CIR, GRANITE BAY, CA 95746-6239
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6982 BRANDY CIR, GRANITE BAY, CA 95746-6239

Mortgage

Document Number	0000035583
Date	Mar 15, 2021
Instrument	2021-0035583

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Nov 27, 2019
Property Address	6982 BRANDY CIR, GRANITE BAY, CA 95746-6239
Document Number	0000096710
Map Reference	MB M PG 42
Instrument Date	Nov 26, 2019
Instrument	2019-0096710
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6982 BRANDY CIR, GRANITE BAY, CA 95746-6239

Mortgage

Document Number	0000096711
Date	Nov 27, 2019
Instrument	2019-0096711

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Eureka Union Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$496,400 (+2%) Land $133,859 Building $362,541
2025	$5,758.00 (+3.38%) Homeowner's exemption	$486,668 (+4.04%) Land $131,235 Building $355,433
2023	$5,570.00 (-0.27%) Homeowner's exemption	$467,772 Land $126,140 Building $341,632
2022	$5,585.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (1995–2022)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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