6981 River Rd, Harrison, OH 45030 Property Records

Hamilton County property record for 6981 River Rd, Harrison, OH 45030

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1956
Lot Size	0.394 acres (17,206 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Jan 2025)
Tax Bill	$2,001 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`530-0040-0030-00`

Property Details

APN / Parcel Number

Primary APN	`530-0040-0030-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1956
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	17,206 sqft (0.394 acres)
Lot Dimensions	132 ft deep x 132 ft wide
Garage Type	Detached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	6981 RIVER RD
City	HARRISON
State	OH
Zip	45030-9727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAIN ST 132 X 132 LOTS 27-28 NEW BALTIMORE SUB PARS 30-31 CONS
Legal Subdivision	NEW BALTIMORE SUB
Legal Lot Number	27-28 28
Jurisdiction	HAMILTON OH
Township / Civil Division	CROSBY
Census Block Group	1
Census Block	1037
Census Tract	26002

Owner

Source: Hamilton County records · APN 530-0040-0030-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6981 RIVER RD, HARRISON, OH 45030-9727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 15, 2025 · Amount on Record
Deed Sale	Jan 15, 2025 · Amount on Record
Prior Sale	May 14, 2002 · Amount on Record
Deed Document Number	0000003032
Deed Book / Page	15333 / 562
Record Updated	Jun 08, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 15, 2025
Property Address	6981 RIVER RD, HARRISON, OH 45030-9727
Document Number	0000003032
Book / Page	15333 / 562
Instrument Date	Jan 13, 2025
Instrument	2025-0003032
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	UNKNOWN, SOURCEPOINT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6981 RIVER RD, HARRISON, OH 45030-9727

Mortgage

Document Number	0000003033
Date	Jan 15, 2025
Instrument	2025-0003033

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2055

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Crosby Township
Unified School District	Southwest Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,001.00 (-6.14%)	$44,639 (-) Land $13,825 Building $30,814
2024	$2,132.00 (+12.68%)	$44,639 (-) Land $13,825 Building $30,814
2023	$1,892.00 (+11.16%)	$44,639 (+34.06%) Land $13,825 Building $30,814	$127,540 (+34.06%) Land $39,500 Building $88,040
2022	$1,702.00 Homeowner's exemption	$33,299 Land $13,020 Building $20,279
2020			$95,140 Land $37,200 Building $57,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), as of December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610260021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	26 (1982–2011)
Most Recent Claim	Dec 2011 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 41 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH3102612, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.