6981 Ranch Hill Dr, Flint, TX 75762 Property Records

Smith County property record for 6981 Ranch Hill Dr, Flint, TX 75762

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,710 sqft · built 2004
Lot Size	0.148 acres (6,447 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,099 (2026)
Deeds & Mortgages	Aug 2026 Sale Jan 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R131011`

Property Details

APN / Parcel Number

Primary APN	`R131011`
Alternative APN	`1-79935-0002-00-005000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,710 sqft Heated Area
1st Floor Area	1,710 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,447 sqft (0.148 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R131011
Street Address	6981 RANCH HILL DR
City	FLINT
State	TX
Zip	75762-8836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RANCH BLOCK 2 LOT 5
Legal Subdivision	THE RANCH
Legal Block	2
Legal Lot Number	5
Jurisdiction	SMITH TX
Township / Civil Division	BULLARD
Census Block Group	1
Census Block	1020
Census Tract	1914

Owner

6981 Ranch Hill Dr is owned and occupied by two individuals who acquired it in August 2026.

Source: Smith County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6981 RANCH HILL DR, FLINT, TX 75762-8836
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 9, 2025	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 21, 2023	Vendor's Lien, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF KEMP
Dec 9, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG
Sep 5, 2017	Warranty Deed, Transfer BTH BK
Feb 6, 2017	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2026
Deed Sale	Aug 12, 2026
Prior Sale	Jan 9, 2025 · Amount on File
Deed Document Number	202624223
Prior Transfer Date	Dec 3, 2019
Prior Transfer Doc	0100041456
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	Aug 12, 2026
Property Address	6981 RANCH HILL DR, FLINT, TX 75762-8836
Document Number	0000024223
Instrument Date	Aug 10, 2026
Instrument	202624223
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6981 RANCH HILL DR, FLINT, TX 75762-8836

January 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SMITH TX
Recording Date	Jan 9, 2025
Property Address	6981 RANCH HILL DR, FLINT, TX 75762-8836
Document Number	0001000652
Map Reference	CAB D SL 191-A
Instrument Date	Jan 5, 2025
Instrument	202501000652
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6981 RANCH HILL DR, FLINT, TX 75762-8836

Mortgage

Document Number	0001000653
Date	Jan 9, 2025
Instrument	202501000653

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SMITH TX
Recording Date	Jul 21, 2023
Property Address	6981 RANCH HILL DR, FLINT, TX 75762-8836
Document Number	0001021797
Map Reference	CAB D SL 191-A
Instrument Date	Jul 20, 2023
Instrument	202301021797
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6981 RANCH HILL DR, FLINT, TX 75762-8836

Mortgage

Document Number	0001021798
Date	Jul 21, 2023
Instrument	202301021798

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	6981 RANCH HILL DR, FLINT, TX 75762-8836
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001046629
Date	Nov 10, 2021
Instrument	202101046629

Lender

Name	FIRST NATIONAL BANK OF KEMP
Type	Bank
Address	KEMP, TX 75143

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	Dec 9, 2019
Property Address	6981 RANCH HILL DR, FLINT, TX 75762-8836
Document Number	0000041456
Instrument Date	Dec 3, 2019
Instrument	41456
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6981 RANCH HILL DR FLINT TX 757628836, FLINT, TX 75762-8836

Mortgage

Document Number	41457
Date	Dec 9, 2019
Instrument	41457

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2049

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	Sep 5, 2017
Property Address	6981 RANCH HILL DR, FLINT, TX 75762-8836
Document Number	0000036135
Instrument Date	Aug 24, 2017
Instrument	36135
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6981 RANCH HILL DR FLINT TX 757628836, FLINT, TX 75762-8836

Mortgage

Document Number	36136
Date	Sep 5, 2017
Instrument	36136

Lender

Name	BTH BK
Type	Bank
Address	TYLER, TX 75703

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2047

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SMITH TX
Property Address	6981 RANCH HILL DR, FLINT, TX 75762-8836
Document Number	0000008207
Instrument Date	Feb 6, 2017
Transaction Type	Mortgage
Record Updated	Jun 27, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6981 RANCH HILL DR FLINT TX 757628836, FLINT, TX 75762-8836

Mortgage

Document Number	0000008207
Date	Mar 2, 2017
Instrument	8207

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 6981 Ranch Hill Dr was $3,099 with a homeowner's exemption, up 9.7% from the year before.

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Tyler Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,099.00 (+9.7%) Homeowner's exemption	$292,522 (+7.02%) Land $25,102 Building $267,420	$292,522 (+7.02%) Land $25,102 Building $267,420
2025	$2,825.00 (-21.2%) Homeowner's exemption	$273,339 Land $25,102 Building $248,237	$273,339 Land $25,102 Building $248,237
2024	$3,585.00 (+38.31%)
2023	$2,592.00 (-17.97%) Homeowner's exemption	$258,493 (+11.25%) Land $30,172 Building $228,321	$258,493 (+11.25%) Land $30,172 Building $228,321
2022	$3,160.00 Homeowner's exemption	$232,349 Land $30,172 Building $202,177	$232,349 Land $30,172 Building $202,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6981 Ranch Hill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6981 Ranch Hill Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN UTILITIES private · serves 69,735 people · EPA ID TX2120063
Water Source	Purchased surface water from CITY OF TYLER
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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