6981 Paseo Laredo, La Jolla, CA 92037 Property Records

San Diego County property record for 6981 Paseo Laredo, La Jolla, CA 92037

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,632 sqft · built 1971
Lot Size	0.81 acres (35,284 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,650,000 (Aug 2024)
Tax Bill	$46,226 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`352-540-12-00`

Property Details

APN / Parcel Number

Primary APN	`352-540-12-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,632 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	35,284 sqft (0.81 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	6981 PASEO LAREDO
City	LA JOLLA
State	CA
Zip	92037-6425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-2
Legal Description	LOT 101 TR 005618
Legal Subdivision	MUIRLANDS WEST
Legal Tract	005618
Legal Block	3
Legal Lot Number	101
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3003
Census Tract	8303

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6981 PASEO LAREDO, LA JOLLA, CA 92037-6425
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 3, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage NEWREZ LLC
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2024 · Amount on Record
Deed Sale	Aug 22, 2024 · Amount on Record
Prior Sale	Apr 14, 1998 · Amount on Record
Deed Document Number	2024225150
Prior Transfer Date	Aug 9, 2012
Prior Transfer Doc	0000504769
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6981 PASEO LAREDO, LA JOLLA, CA 92037-6425
Transaction Type	Mortgage
Record Updated	Mar 11, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6981 PASEO LAREDO, LA JOLLA, CA 92037-6425

Mortgage

Document Number	0000872578
Date	Dec 29, 2021
Instrument	2021-0872578

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	1.75%
Type Change Date	Jan 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.5%
Max Rate At Change	6.75%
Index	Other
Max Rate	6.75%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 3, 2026
Property Address	6981 PASEO LAREDO, LA JOLLA, CA 92037-6425
Document Number	0000058464
Map Reference	MAP 5618
Instrument Date	Feb 24, 2026
Instrument	2026-0058464
Transaction Type	Transfer
Record Updated	Mar 11, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6981 PASEO LAREDO, LA JOLLA, CA 92037-6425

Mortgage

Document Number	0000058465
Date	Mar 3, 2026
Instrument	2026-0058465

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6981 PASEO LAREDO, LA JOLLA, CA 92037-6425
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000502473
Date	Nov 4, 2019
Instrument	2019-0502473

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,723,000 (+2%) Land $3,111,000 Building $612,000
2025	$46,226.00 (+217.66%)	$3,650,000 (+213.08%) Land $3,050,000 Building $600,000
2024	$14,552.00 (+2.26%)
2023	$14,230.00 (+2.74%) Homeowner's exemption	$1,165,854 Land $589,767 Building $576,087
2022	$13,850.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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