Washington County property record for 6981 Lydia Ln, Saint Paul, MN 55125
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,924 sqft · built 2004 |
| Lot Size | 0.254 acres (11,064 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (Oct 2024) |
| Tax Bill | $7,430 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-028-21-41-0028 |
| Primary APN | 19-028-21-41-0028 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,924 sqft Living Area |
| Basement Area | 1,470 sqft |
| Finished Basement | 1,225 sqft |
| Unfinished Basement | 245 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Other |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,064 sqft (0.254 acres) |
| Garage Type | Attached |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 98 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 6981 LYDIA LN |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55125-6706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME WYNDHAM PONDS LOT 2 BLOCK 6 SUBDIVISIONCD 00909 |
| Legal Range | 21W |
| Legal Township | 28N |
| Legal Section | 19 |
| Legal Subdivision | WYNDHAM PONDS |
| Legal Block | 6 |
| Legal Lot Number | 2 |
| Jurisdiction | WASHINGTON MN |
| Township / Civil Division | WOODBURY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 71012 |
6981 Lydia Ln is owned and occupied by two individuals who bought it in October 2024.
Source: Washington County records, as of June 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6981 LYDIA LN, SAINT PAUL, MN 55125-6706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BELL BANK |
| Feb 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2024 · Amount on File |
| Deed Sale | Oct 10, 2024 · Amount on File |
| Prior Sale | Sep 14, 2021 · Amount on File |
| Deed Document Number | 20244451133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Recording Date | Sep 14, 2021 |
| Property Address | 6981 LYDIA LN, WOODBURY, MN 55125-6706 |
| Document Number | 0004333555 |
| Instrument Date | Aug 24, 2021 |
| Instrument | 4333555 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Title Company | TRADEMARK TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,145.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6981 LYDIA LN, WOODBURY, MN 55125-6706 |
| Document Number | 0004333556 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 4333556 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Property Address | 6981 LYDIA LN, WOODBURY, MN 55125-6706 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0004208158 |
|---|---|
| Date | Sep 9, 2019 |
| Instrument | 4208158 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Recording Date | Feb 12, 2019 |
| Property Address | 6981 LYDIA LN, WOODBURY, MN 55125-6706 |
| Document Number | 0004184329 |
| Instrument Date | Feb 6, 2019 |
| Instrument | 4184329 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,617.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6981 LYDIA LN, WOODBURY, MN 55125-6706 |
| Document Number | 0004184330 |
|---|---|
| Date | Feb 12, 2019 |
| Instrument | 4184330 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
The 2026 property tax bill for 6981 Lydia Ln was $7,430 with a homeowner's exemption.
Source: Washington County assessment roll, as of June 9, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Washington County |
| Municipality | Woodbury City |
| Unified School District | South Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,430.00 Homeowner's exemption | ||
| 2025 | $576,800 (+0.58%) Land $114,000 Building $462,800 | $576,800 (+0.58%) Land $114,000 Building $462,800 | |
| 2024 | $573,500 Land $111,500 Building $462,000 | $573,500 Land $111,500 Building $462,000 | |
| 2023 | $6,966.00 | ||
| 2022 | $571,100 Land $147,000 Building $424,100 | $571,100 Land $147,000 Building $424,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6981 Lydia Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6981 Lydia Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Woodbury serves 82,643 people · EPA ID MN1820025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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