6981 Clapper Rd, Wolcott, NY 14590 Property Records

Wayne County and Huron Town property record for 6981 Clapper Rd, Wolcott, NY 14590

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,742 sqft · built 1970
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Oct 2023)
Tax Bill	$4,493 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2023 Sale & Mortgage + 2 more
APN	`1069-03`

Property Details

APN / Parcel Number

Primary APN	`1069-03`
Alternative APNs	`260007511800002575320000` `542600 75118-00-257532`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,742 sqft Living Area
1st Floor Area	884 sqft
2nd Floor Area	858 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1980
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Porch	Patio
Porch Area	580 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1069-03
Street Address	6981 CLAPPER RD
City	WOLCOTT
State	NY
Zip	14590-9535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	43118-00-228526
Legal Lot Number	257.532
Jurisdiction	WAYNE NY
Township / Civil Division	HURON
Census Block Group	1
Census Block	1024
Census Tract	21501

Owner

Source: Wayne County and Huron Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6981 CLAPPER RD, WOLCOTT, NY 14590-9535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Line of Credit EMPOWER FCU
Oct 4, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage EMPOWER FCU
Aug 17, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) FAMILY FIRST OF NY FCU
Aug 17, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FAMILY FIRST OF NY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2023 · Amount on Record
Deed Sale	Oct 4, 2023 · Amount on Record
Prior Sale	Aug 17, 2022 · Amount on Record
Deed Document Number	2023R9329489
Last Transfer Date	Jul 16, 2025
Transfer Doc	00R9344439
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE NY
Property Address	6981 CLAPPER RD, WOLCOTT, NY 14590-9535
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00R9346769
Date	Oct 17, 2025
Instrument	R9346769

Lender

Name	EMPOWER FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE NY
Recording Date	Oct 4, 2023
Property Address	6981 CLAPPER RD, WOLCOTT, NY 14590-9535
Document Number	00R9329489
Instrument Date	Oct 1, 2023
Instrument	R9329489
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 W YATES ST, EAST SYRACUSE, NY 13057-2344

Mortgage

Document Number	00R9329490
Date	Oct 4, 2023
Instrument	R9329490

Lender

Name	EMPOWER FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Type Change Date	Nov 1, 2033

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE NY
Property Address	6981 CLAPPER RD, WOLCOTT, NY 14590-9535
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00R9319334
Date	Aug 17, 2022
Instrument	R9319334

Lender

Name	FAMILY FIRST OF NY FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	61 Months
Due	Sep 1, 2027

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE NY
Recording Date	Aug 17, 2022
Property Address	6981 CLAPPER RD, WOLCOTT, NY 14590-9535
Document Number	00R9319331
Instrument Date	Aug 12, 2022
Instrument	R9319331
Transaction Type	Transfer
Record Updated	Sep 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4921 E WILLIAMSON RD, MARION, NY 14505-9418

Mortgage

Document Number	00R9319332
Date	Aug 17, 2022
Instrument	R9319332

Lender

Name	FAMILY FIRST OF NY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	00R9319333
Date	Aug 17, 2022
Instrument	R9319333

Lender

Name	FAMILY FIRST OF NY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Wayne County and Huron Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Wayne County
County Subdivision	Huron Town
Unified School District	North Rose-Wolcott Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,493.00 (+2.04%)
2025	$4,403.00	$146,000 (-) Land $16,600 Building $129,400	$251,700 (+34.47%) Land $28,618 Building $223,082
2023		$146,000 (-) Land $16,600 Building $129,400	$187,179 (+5.16%) Land $21,282 Building $165,897
2022	Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$146,000 Land $16,600 Building $129,400	$178,000 Land $20,238 Building $157,762

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2017–2019)
Most Recent Claim	Aug 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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