6980 River Rd, Prospect, OH 43342 Property Records

Delaware County property record for 6980 River Rd, Prospect, OH 43342 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,352 sqft · built 2018
Lot Size	5.04 acres (219,542 sqft)
Owner	2 Individual Names on File
Last Sale	$51,500 (Dec 2004)
Tax Bill	$6,754 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Nov 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`620-200-01-023-004`

Property Details

APN / Parcel Number

Primary APN	`620-200-01-023-004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,352 sqft Living Area
Gross Area	5,166 sqft
1st Floor Area	2,352 sqft
Basement Area	2,352 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	219,542 sqft (5.04 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Open Porch
Porch Area	28 sqft
Deck Area	200 sqft
Patio Area	720 sqft
Canopy	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6980 RIVER RD
City	PROSPECT
State	OH
Zip	43342-9612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANDS 20 6 2 17 20 TRACT 4
Legal Subdivision	WEDGEWOOD SEC 07
Legal Tract	4
Legal Lot Number	17
Jurisdiction	DELAWARE OH
Township / Civil Division	RADNOR
Census Block Group	1
Census Block	1009
Census Tract	12000

Owner

Source: Delaware County records · APN 620-200-01-023-004

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6980 RIVER RD, PROSPECT, OH 43342-9612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2017	Deed of Trust, Mortgage · ARM FIFTH THIRD MORTGAGE CO
Nov 16, 2017	Deed of Trust, Mortgage · Construction Mortgage HOME SAVINGS BANK FSB
Jun 09, 2020	Deed of Trust, Mortgage · Conventional with PMI KEYBANK USA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 01, 2004 · Amount on Record
Deed Sale	Dec 01, 2004 · Amount on Record
Prior Sale	Mar 31, 2004 · Amount on Record
Deed Document Number	200452849
Deed Book / Page	565 / 893
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	6980 RIVER RD, PROSPECT, OH 43342-9612
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022890
Date	Aug 14, 2017
Book Page	1520/1433
Instrument	201700022890

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	ARM
Amount	Amount Recorded
Term	301 Months
Due	Sep 01, 2042

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 01, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	10.2%
Index	1-Year LIBOR
Max Rate	10.2%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	6980 RIVER RD, PROSPECT, OH 43342-9612
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	CHASE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032909
Date	Nov 16, 2017
Instrument	2017-00032909

Lender

Name	HOME SAVINGS BANK FSB
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jun 01, 2048

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	6980 RIVER RD, PROSPECT, OH 43342-9612
Document Number	0000022349
Instrument Date	Jun 09, 2020
Transaction Type	Mortgage
Record Updated	Jul 09, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6980 RIVER RD PROSPECT OH 433429612, PROSPECT, OH 43342-9612

Mortgage

Document Number	0000022349
Date	Jun 26, 2020
Book Page	001740/000511
Instrument	22349

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2050

Tax Assessment & Valuation

Source: Delaware County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Radnor Township
Unified School District	Buckeye Valley Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,754.00 (+1.63%)	$177,490 (-) Land $26,570 Building $150,920	$507,100 (-) Land $75,900 Building $431,200
2024	$6,646.00 (+0.03%)	$177,490 (-) Land $26,570 Building $150,920
2023	$6,644.00	$177,490 Land $26,570 Building $150,920	$507,100 Land $75,900 Building $431,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delaware County (39041C), updated June 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390410120001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Oct 2011, rainfall accumulation

Wildfire

Wildfire Risk	Low above 5% of the US · above 22% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Consolidated Electric Cooperative	Fiber	1,000 / 1,000
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20
Benton Ridge Telephone Company	Fixed Wireless (licensed-by-rule)	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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