6980 High Cliff Rd, Loomis, CA 95650 Property Records

Placer County property record for 6980 High Cliff Rd, Loomis, CA 95650

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,364 sqft · built 1976
Lot Size	3.2 acres (139,392 sqft)
Owner	2 Company Names on Record
Last Sale	$3,400,000 (Mar 2026)
Tax Bill	$8,481 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2026 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`045-063-070-000`

Property Details

APN / Parcel Number

Primary APN	`045-063-070-000`
Alternative APN	`045-063-070`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,364 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	139,392 sqft
Garage Area	1,987 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	045-063-070
Street Address	6980 HIGH CLIFF RD
City	LOOMIS
State	CA
Zip	95650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	3.2 AC SEC 15 11 7
Legal Range	7E
Legal Township	11N
Legal Section	15
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	2
Census Block	2033
Census Tract	20607

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	6980 HIGH CLIFF RD, LOOMIS, CA 95650
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
Mar 2, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AARON MICHAEL SILVA REVOCABLE TRUST
Mar 2, 2026	Grant Deed, Transfer · Conventional Mortgage PUERTO LORETO LLC
Apr 18, 2025	Grant Deed, Construction Loan · Construction Mortgage CENTER STREET LENDING CORPORATION
Nov 30, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2026 · Amount on Record
Deed Sale	Mar 2, 2026 · Amount on Record
Prior Sale	Apr 18, 2025 · Amount on Record
Deed Document Number	202610943
Prior Transfer Date	Feb 18, 2025
Prior Transfer Doc	0000009700
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Recording Date	Jul 27, 2026
Property Address	6980 HIGH CLIFF RD, LOOMIS, CA 95650
Document Number	0000043040
Instrument Date	Jul 21, 2026
Instrument	202643040
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	6980 HIGH CLIFF RD, LOOMIS, CA 95650

Mortgage

Document Number	0000043040,
Date	Jul 27, 2026
Instrument	202643040

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	6980 HIGH CLIFF RD, LOOMIS, CA 95650
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 MONTE ROSA DR, MENLO PARK, CA 94025-6723

Mortgage

Document Number	0000010945
Date	Mar 2, 2026
Instrument	2026-0010945

Lender

Name	AARON MICHAEL SILVA REVOCABLE TRUST
Type	Private Party
Address	5627 STONERIDGE DR STE 314, PLEASANTON, CA 94588

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Feb 1, 2027

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Mar 2, 2026
Property Address	6980 HIGH CLIFF RD, LOOMIS, CA 95650
Document Number	0000010943
Instrument Date	Feb 23, 2026
Instrument	2026-0010943
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6980 HIGH CLIFF RD # 6984, 6984, LOOMIS, CA 95650

Mortgage

Document Number	0000010944
Date	Mar 2, 2026
Instrument	2026-0010944

Lender

Name	PUERTO LORETO LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Feb 1, 2027

April 2025: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Apr 18, 2025
Property Address	6980 HIGH CLIFF RD, LOOMIS, CA 95650
Document Number	0000021039
Instrument Date	Mar 21, 2025
Instrument	2025-0021039
Transaction Type	Construction Loan
Record Updated	Mar 18, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9245 HORSESHOE BAR RD, LOOMIS, CA 95650-9742

Mortgage

Document Number	0000021040
Date	Apr 18, 2025
Instrument	2025-0021040

Lender

Name	CENTER STREET LENDING CORPORATION
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Nov 30, 2023
Property Address	6980 HIGH CLIFF RD, LOOMIS, CA 95650
Document Number	0000065023
Instrument Date	Nov 20, 2023
Instrument	2023-0065023
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7539 DELTAWIND DR, SACRAMENTO, CA 95831-5207

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Loomis Town
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,358,000 (+71.9%) Land $255,000 Building $1,103,000
2025	$8,481.00 (+279.97%) Homeowner's exemption	$790,000 (+343.93%) Land $240,000 Building $550,000
2023	$2,232.00 (+0.72%) Homeowner's exemption	$177,954 Land $97,105 Building $80,849
2022	$2,216.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Zeta Broadband.

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