Somerset County property record for 6980 Elmo Dryden Rd, Westover, MD 21871
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,221 sqft · built 1975 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $256,000 (Apr 2021) |
| Tax Bill | $3,450 (2026) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-052524 |
| Primary APN | 03-052524 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,221 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 138 sqft |
| Deck Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 052524 |
|---|---|
| Street Address | 6980 ELMO DRYDEN RD |
| City | WESTOVER |
| State | MD |
| Zip | 21871-3728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 1.01 ACRE W/S ELMO DRYDEN RD E/WESTOVER |
| Legal Subdivision | COLDICOTT |
| Jurisdiction | SOMERSET MD |
| Township / Civil Division | 3, BRINKLEYS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 930500 |
Source: Somerset County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6980 ELMO DRYDEN RD, WESTOVER, MD 21871-3728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2021 · Amount on Record |
| Deed Sale | Apr 21, 2021 · Amount on Record |
| Prior Sale | Dec 16, 2011 · Amount on Record |
| Deed Book / Page | 1147 / 64 |
| Transfer Doc | 0000000392 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET MD |
| Recording Date | Apr 21, 2021 |
| Property Address | 6980 ELMO DRYDEN RD, WESTOVER, MD 21871-3728 |
| Document Number | 0011470064 |
| Book / Page | 1147 / 64 |
| Instrument Date | Apr 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6980 ELMO DRYDEN RD, WESTOVER, MD 21871-3728 |
| Document Number | 0000114773 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 1147/73 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Somerset County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Somerset County |
| Unified School District | Somerset County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,450.00 (+8.52%) | $304,867 (+44.58%) | $334,600 (+36.35%) Land $52,500 Building $282,100 |
| 2025 | $3,179.00 (+35.62%) | ||
| 2023 | $2,344.00 | $210,867 | $245,400 Land $35,000 Building $210,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 24 (1991–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Dec 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 77% of Maryland |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Choptank Fiber Fiber | 2,500 / 2,500 |
4G LTE (outdoors only), no 5G reported
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