6980 Co Rd 45, Howard, CO 81233 Property Records

Fremont County property record for 6980 Co Rd 45, Howard, CO 81233

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 2,890 sqft · built 1977
Lot Size	5.62 acres (244,807 sqft)
Owner	Individual Name on File
Tax Bill	$3,502 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Nov 2018 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`R027768`

Property Details

APN / Parcel Number

Primary APN	`R027768`
Alternative APN	`98105010`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,890 sqft Living Area
Gross Area	3,682 sqft
1st Floor Area	2,890 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	244,807 sqft (5.62 acres)
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	208 sqft
Deck Area	Deck Area
Patio Area	195 sqft
Shed	1 Shed
Shed Area	228 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R027768
Street Address	6980 COUNTY ROAD 45
City	HOWARD
State	CO
Zip	81233-9674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. SEC 11-48-10 TR-439 N2NE4 DESC AS FOLL: BEG AT A PT ON SLY R/W LN D&RGW RR FROM WH THE NE COR SD SEC 11 BEARS N48-04.2-00 730.3 FT ST BEG PT BEING MARKED AS IN TH NE TR COR EACH OF THE 2 WITNESS CORS BY A STEEL BAR; TH PROCEED ARND TR S00-11-00W 23
Legal Range	10
Legal Township	48
Legal Section	11
Legal Subdivision	M & B OR UNKNOWN
Legal Tract	1N
Jurisdiction	FREMONT CO
Township / Civil Division	COTOPAXI
Census Block Group	3
Census Block	3131
Census Tract	979001

Owner

6980 Co Rd 45, a single family home, is owned by an individual.

Source: Fremont County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5420 BROADMOOR BLUFFS DR, COLORADO SPRINGS, CO 80906-7963
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Deed of Trust, Mortgage · Line of Credit SOOPER CU
Nov 27, 2018	Deed of Trust, Mortgage WESTERRA CU
Mar 26, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	6980 COUNTY ROAD 45, HOWARD, CO 81233-9674
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001021064
Date	Oct 13, 2022
Instrument	1021064

Lender

Name	SOOPER CU
Type	Credit Union
Address	ARVADA, CO 80003

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Sep 28, 2047

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	6980 COUNTY ROAD 45, HOWARD, CO 81233-9674
Document Number	0000968339
Instrument Date	Nov 27, 2018
Transaction Type	Mortgage
Record Updated	Dec 27, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6980 COUNTY ROAD 45 HOWARD CO 812339674, HOWARD, CO 81233-9674

Mortgage

Document Number	0000968339
Date	Nov 29, 2018
Instrument	968339

Lender

Name	WESTERRA CU
Type	Credit Union
Address	DENVER, CO 80209

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Mar 26, 2018
Property Address	6980 COUNTY ROAD 45, HOWARD, CO 81233-9674
Document Number	0000960066
Map Reference	MB520 PG524
Instrument Date	Mar 23, 2018
Instrument	960066
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount on Record
Tax	$58.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5420 BROAMDOOR, COLORADO SPRINGS, CO 80905

Tax Assessment & Valuation

The 2025 property tax bill for 6980 Co Rd 45 was $3,502, up 36.2% from the year before.

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Unified School District	Fremont RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,502.00 (+36.16%)	$66,661 (-4.2%)	$1,066,577
2024	$2,572.00 (-1.61%)	$69,584 (+34.39%)
2023	$2,614.00 (+22.32%)	$51,779 (+16.2%)	$1,038,570 (+61.98%)
2022	$2,137.00	$44,562	$641,191

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6980 Co Rd 45 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6980 Co Rd 45 is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 48% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5
Hilltop Broadband Fixed Wireless	50 / 15

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 45

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