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698 Saddleback Way, San Marcos, CA 92078 Property Records

San Diego County property record for 698 Saddleback Way, San Marcos, CA 92078

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,172 sqft · built 2006
Lot Size0.182 acres (7,919 sqft)
Owner2 Company Names on Record
Last Sale$682,500 (May 2006)
Tax Bill$12,767 (2025)
Deeds & MortgagesApr 2026 Sale
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN220-474-21-00

Property Details

APN / Parcel Number

Primary APN220-474-21-00

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area3,172 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area7,919 sqft (0.182 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address698 SADDLEBACK WAY
CitySAN MARCOS
StateCA
Zip92078-6002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPA
Legal DescriptionLOT 86 TR 014710
Legal SubdivisionSAN MARCOS THE QUORUM
Legal Tract014710
Legal Block3
Legal Lot Number86
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3001
Census Tract20310

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address698 SADDLEBACK WAY, SAN MARCOS, CA 92078-6002
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Jan 22, 2020Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2006 · Amount on Record
Deed SaleMay 19, 2006 · Amount on Record
Deed Document Number2006357444
Last Transfer DateJun 27, 2013
Transfer Doc0000414169
Record UpdatedOct 29, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionSAN DIEGO CA
Recording DateApr 24, 2026
Property Address698 SADDLEBACK WAY, SAN MARCOS, CA 92078-6002
Document Number0000116574
Instrument DateApr 24, 2026
Instrument2026116574
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address698 SADDLEBACK WAY, SAN MARCOS, CA 92078-6002

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address698 SADDLEBACK WAY, SAN MARCOS, CA 92078-6002
Document Number0000054020
Instrument DateJan 22, 2020
Transaction TypeMortgage
Record UpdatedFeb 17, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address698 SADDLEBACK WAY SAN MARCOS CA 920786002, SAN MARCOS, CA 92078-6002

Mortgage

Document Number0000054020
DateFeb 3, 2020
Instrument54020
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 2, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Marcos City
Unified School DistrictSan Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$950,913 (+2%) Land $334,511 Building $616,402
2025$12,767.00 (+4.47%) Veteran's exemption$932,268 (+4.04%) Land $327,952 Building $604,316
2024$12,221.00 (+1.46%)
2023$12,045.00 (+0.9%)$896,068 Land $315,218 Building $580,850
2022$11,938.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVALLECITOS WD
serves 114,700 people · EPA ID CA3710002
Water SourcePurchased surface water from several systems
Last State InspectionMar 2022
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Spectrum.

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