698 S Tower Rd, Dawson, IL 62520 Property Records

Sangamon County property record for 698 S Tower Rd, Dawson, IL 62520

Property Summary

Property Type	Single Family Home
Lot Size	32.9 acres (1,437,044 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Sep 2024)
Tax Bill	$8,225 (2025)
Deeds & Mortgages	May 2017 Construction Loan Jun 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`16-31.0-400-029`

Property Details

APN / Parcel Number

Primary APN	`16-31.0-400-029`
Alternative APN	`16310400029 (CHECK DIGIT = 7)`

Exterior

Lot Area	1,437,044 sqft (32.9 acres)

Location & Zoning

Account Number	16310400029
Street Address	698 S TOWER RD
City	DAWSON
State	IL
Zip	62520-3391
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PT NE1/4 OF SE1/4 31-16-3
Legal Range	03
Legal Township	16
Legal Section	31
Jurisdiction	SANGAMON IL
Township / Civil Division	MECHANICSBURG
Census Block Group	4
Census Block	4045
Census Tract	4000

Owner

698 S Tower Rd is owned and occupied by two individuals who bought it in September 2024.

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	698 S TOWER RD, DAWSON, IL 62520-3391
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 19, 2017	Deed of Trust, Mortgage · Construction Mortgage SECURITY BANK
Jun 25, 2019	Deed of Trust, Mortgage · ARM SECURITY BANK
Oct 25, 2024	Deed of Trust, Mortgage · Line of Credit BANK & TRUST CO
Nov 30, 2016	Deed of Trust, Mortgage · Construction Mortgage SECURITY BANK
Sep 17, 2024	Warranty Deed, Transfer · Line of Credit BANK & TRUST CO
May 25, 2016	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2024 · Amount on File
Deed Sale	Sep 17, 2024 · Amount on File
Prior Sale	Dec 27, 2000 · Amount on File
Deed Document Number	202415716
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	698 S TOWER RD, DAWSON, IL 62520-3391
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R12478
Date	May 19, 2017
Instrument	2017R12478

Lender

Name	SECURITY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	48 Months
Due	Sep 1, 2017

Interest

Rate Type	Fixed Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	698 S TOWER RD, DAWSON, IL 62520-3391
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R12468
Date	Jun 25, 2019
Instrument	2019R12468

Lender

Name	SECURITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2024
Change Frequency	5 Years
Min Rate At Change	5.5%
Max Rate At Change	8.5%
Index	5-Year CMT

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	698 S TOWER RD, DAWSON, IL 62520-3391
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R18256
Date	Oct 25, 2024
Instrument	2024R18256

Lender

Name	BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 25, 2039

Interest

Rate Type	Adjustable Rate
Rate	8%

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	698 S TOWER RD, DAWSON, IL 62520-3391
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016R33197
Date	Nov 30, 2016
Instrument	2016R33197

Lender

Name	SECURITY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 1, 2017

Interest

Rate Type	Fixed Rate

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Sep 17, 2024
Property Address	698 S TOWER RD, DAWSON, IL 62520-3391
Document Number	2024R15716
Instrument Date	Sep 10, 2024
Instrument	2024R15716
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 N MADISON ST, LITCHFIELD, IL 62056-1944

Mortgage

Document Number	2024R15717
Date	Sep 17, 2024
Instrument	2024R15717

Lender

Name	BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2054

Interest

Rate Type	Adjustable Rate
Rate	8.5%

May 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	May 25, 2016
Property Address	698 S TOWER RD, DAWSON, IL 62520-3391
Document Number	2016R13118
Instrument Date	May 11, 2016
Instrument	2016R13118
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	698 S TOWER RD, DAWSON, IL 62520-3391

Tax Assessment & Valuation

The 2025 property tax bill for 698 S Tower Rd was $8,225 with a homeowner's exemption.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Mechanicsburg Township
Unified School District	Tri-City Community Unit School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,225.00	$145,169 Land $51,565 Building $93,604	$435,507 Land $154,695 Building $280,812
2022	$5,223.00 Homeowner's exemption	$87,665 Land $6,346 Building $81,319

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 698 S Tower Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 698 S Tower Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	50 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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