698 Penitencia St, Milpitas, CA 95035 Property Records

Santa Clara County property record for 698 Penitencia St, Milpitas, CA 95035 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,796 sqft · built 1962
Lot Size0.137 acres (6,000 sqft)
OwnerCompany Name on File
Last Sale$483,000 (Dec 2008)
Tax Bill$8,763 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Aug 2022 Transfer
+ 3 more
Flood ZoneZone AH (high risk)
APN022-12-006

Property Details

APN / Parcel Number

Primary APN022-12-006

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,796 sqft Living Area
Gross Area1,756 sqft
1st Floor Area988 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Architectural StyleOther
Construction TypeWood
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address698 PENITENCIA ST
CityMILPITAS
StateCA
Zip95035-4228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 2732 LOT 260
Legal SubdivisionCURTNER ESTATES
Legal Tract2732
Legal Lot Number260
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group2
Census Block2005
Census Tract504507

Owner

Source: Santa Clara County records · APN 022-12-006

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-owner2 Verified Secondary Owners
Mailing Address698 PENITENCIA ST, MILPITAS, CA 95035-4228
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2023Deed of Trust, Mortgage · Line of Credit
MERIWEST CU
Aug 15, 2022Intrafamily Transfer, Transfer
Feb 17, 2017Deed of Trust, Mortgage · ARM
PENTAGON FCU
Oct 11, 2017Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Sep 10, 2019Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleDec 09, 2008 · Amount on Record
Deed SaleDec 09, 2008 · Amount on Record
Prior SaleDec 09, 2008 · Amount on Record
Deed Document Number0020062855
Last Transfer DateAug 15, 2022
Transfer Doc0025358287
Record UpdatedJun 07, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address698 PENITENCIA ST, MILPITAS, CA 95035-4228
Transaction TypeMortgage
Record UpdatedJun 22, 2023
Title CompanyWFG TITLE COMPANY/CA, WFG TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address698 PENITENCIA ST, MILPITAS, CA 95035-4228

Mortgage

Document Number0025487080
DateJun 13, 2023
Instrument25487080
Lender
NameMERIWEST CU
TypeCredit Union
AddressSAN JOSE, CA 95153
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 06, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateAug 15, 2022
Property Address698 PENITENCIA ST, MILPITAS, CA 95035-4228
Document Number0025358287
Map ReferenceMB 127 PG 8&9
Instrument DateMay 23, 2022
Instrument25358287
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address698 PENITENCIA ST, MILPITAS, CA 95035-4228

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address698 PENITENCIA ST, MILPITAS, CA 95035-4228
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023585165
DateFeb 17, 2017
Instrument23585165
Lender
NamePENTAGON FCU
TypeCredit Union
AddressALEXANDRIA, VA 22313
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMar 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.25%
AdjustableAdjustable Rate Rider
Type Change DateMar 01, 2022
Change Frequency5 Years
Min Rate At Change2%
Max Rate At Change5.25%
Index5-Year CMT
Margin2
Max Rate8.25%

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address698 PENITENCIA ST, MILPITAS, CA 95035-4228
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023773363
DateOct 11, 2017
Instrument23773363
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 22, 2047

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address698 PENITENCIA ST, MILPITAS, CA 95035-4228
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWGF TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024276465
DateSep 10, 2019
Instrument24276465
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 27, 2049

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityMilpitas City
Unified School DistrictMilpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,763.00 (+21.44%)$734,976 (+22.94%) Land $310,988 Building $423,988
2023$7,216.00 (+0.39%)$597,826 Land $298,913 Building $298,913
2022$7,188.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AH
shallow ponding 1–3 ft
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation15.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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