Culpeper County property record for 698 Monument Ln, Culpeper, VA 22701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,952 sqft · built 2018 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $306,750 (Nov 2018) |
| Tax Bill | $912 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Feb 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-U-12-160-A |
| Primary APN | 40-U-12-160-A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,952 sqft Living Area |
| Basement Area | 932 sqft |
| Unfinished Basement | 932 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 24103 |
|---|---|
| Street Address | 698 MONUMENT LN |
| City | CULPEPER |
| State | VA |
| Zip | 22701-2148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LAKEVIEW PHASE 12 LOT 160A 7,223 SQ FT PF 2/727 |
| Legal Subdivision | 193 |
| Legal Phase | 12 |
| Legal Lot Number | 7,223 |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | WEST FAIRFAX |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 930203 |
Source: Culpeper County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 698 MONUMENT LN, CULPEPER, VA 22701-2148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NETWORK CAPITAL FUNDING CORPORATION |
| Feb 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NETWORK CAPITAL FUNDING CORPORATION |
| Nov 7, 2018 | Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| May 1, 2017 | Deed of Trust, Mortgage NVR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2018 · Amount on Record |
| Deed Sale | Nov 7, 2018 · Amount on Record |
| Prior Sale | Jun 12, 2018 · Amount on Record |
| Deed Document Number | 20185668 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 698 MONUMENT LN, CULPEPER, VA 22701-2148 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0210002609 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 210002609 |
| Name | NETWORK CAPITAL FUNDING CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 698 MONUMENT LN, CULPEPER, VA 22701-2148 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|
| Document Number | 0220001116 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 220001116 |
| Name | NETWORK CAPITAL FUNDING CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Nov 7, 2018 |
| Property Address | 698 MONUMENT LN, CULPEPER, VA 22701-2148 |
| Document Number | 0180005668 |
| Instrument Date | Nov 1, 2018 |
| Instrument | 180005668 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 698 MONUMENT LN, CULPEPER, VA 22701-2148 |
| Document Number | 0180005669 |
|---|---|
| Date | Nov 7, 2018 |
| Instrument | 180005669 |
| Name | NVR MORTGAGE FINANCE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 698 MONUMENT LN, CULPEPER, VA 22701-2148 |
| Document Number | 170002410 |
| Instrument Date | May 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2017 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3926 PENDER DR #200 FAIRFAX VA 220300976, 200, FAIRFAX, VA 22030-0976 |
| Document Number | 170002410 |
|---|---|
| Date | May 8, 2017 |
| Instrument | 2410 |
| Name | NVR |
|---|---|
| Address | FAIRFAX, VA 22030 |
| Amount | Amount Recorded |
|---|
Source: Culpeper County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Municipality | Culpeper Town |
| Unified School District | Culpeper County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $912.00 (-23.1%) | $444,700 (+6.95%) Land $112,200 Building $332,500 | $444,700 (+6.95%) Land $112,200 Building $332,500 |
| 2024 | $1,186.00 (-45.77%) | ||
| 2023 | $2,187.00 | $415,800 Land $98,300 Building $317,500 | $415,800 Land $98,300 Building $317,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CULPEPER serves 21,184 people · EPA ID VA6047500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
| AT&T Fixed Wireless | 100 / 20 |
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