698 Middle Rd, Delanson, NY 12053 Property Records

Albany County and Knox Town property record for 698 Middle Rd, Delanson, NY 12053

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,862 sqft · built 1977
Lot Size	36 acres (1,568,160 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Dec 2023)
Tax Bill	$6,143 (2026)
Deeds & Mortgages	Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013200 45.-1-18`

Property Details

APN / Parcel Number

Primary APN	`013200 45.-1-18`
Alternative APNs	`320004500000010180000000` `04500000010180000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,862 sqft Living Area
1st Floor Area	1,064 sqft
Upper Floors Area	798 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	1,568,160 sqft (36 acres)
Garage Type	Detached
Garage Area	1,008 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	432 sqft
Canopy	468 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	04500000010180000000
Street Address	698 MIDDLE RD
City	DELANSON
State	NY
Zip	12053-1734
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Block	1
Legal Lot Number	18.000
Jurisdiction	ALBANY NY
Township / Civil Division	KNOX
Census Block Group	1
Census Block	1048
Census Tract	14700

Owner

698 Middle Rd, a rural home, is owned and occupied by two individuals who bought it in December 2023.

Source: Albany County and Knox Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	698 MIDDLE RD, DELANSON, NY 12053-1734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2023 · Amount on File
Deed Sale	Dec 4, 2023 · Amount on File
Prior Sale	Sep 30, 1997 · Amount on File
Deed Document Number	202321693
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	698 MIDDLE RD, DELANSON, NY 12053-1734
Transaction Type	Mortgage
Record Updated	Sep 22, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	698 MIDDLE RD, DELANSON, NY 12053-1734

Mortgage

Document Number	0000005277
Date	Aug 25, 2023
Instrument	R2023-15277

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	Other
Max Rate	10.3%

Tax Assessment & Valuation

The 2026 property tax bill for 698 Middle Rd was $6,143, up 36.8% from the year before.

Source: Albany County and Knox Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Knox Town
Unified School District	Berne-Knox-Westerlo Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,143.00 (+36.82%)
2025	$4,490.00 Additional exemption filed	$165,420 Land $52,600 Building $112,820	$447,081 Land $142,162 Building $304,919
2023		$165,420 (-) Land $52,600 Building $112,820	$424,154 (+7.69%) Land $134,872 Building $289,282
2022		$165,420 Land $52,600 Building $112,820	$393,857 Land $125,238 Building $268,619
2021	$4,484.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 698 Middle Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 698 Middle Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hudson Valley Wireless Fixed Wireless	200 / 20
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Middle Rd

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