Worcester County and Lancaster Town property record for 698 Main St, Lancaster, MA 01523 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1975 |
| Square Footage | 2,264 sqft Living Area |
| Lot Size | 19,602 sqft (0.45 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $433,000 (2020) |
| Tax Bill | $8,032.00 (2025) |
| Primary APN | LANC M:034.0 B:0000 L:0029.0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,264 sqft Living Area |
| 1st Floor | 1,132 sqft 1st Floor |
| Basement Area | 1,164 sqft Basement |
| Unfinished Basement | 1,164 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 19,602 sqft (0.45 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 698 MAIN ST |
|---|---|
| City | LANCASTER |
| State | MA |
| Zip | 01523-2246 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 29.0 |
| Jurisdiction | LANCASTER MA |
| Minor Civil Division | LANCASTER |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 713100 |
Source: Worcester County and Lancaster Town records · APN LANC M:034.0 B:0000 L:0029.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 698 MAIN ST, LANCASTER, MA 01523-2246 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 01, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance BANK OF AMERICA NA |
| Aug 10, 2020 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 10, 2020 · Amount on Record |
| Deed Sale | Aug 10, 2020 · Amount on Record |
| Prior Sale | Feb 20, 1987 · Amount on Record |
| Deed Doc Number | 202088378 |
| Deed Book / Page | 62986 / 306 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 698 MAIN ST, LANCASTER, MA 01523-2246 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 066655-165 |
|---|---|
| Date | Dec 01, 2021 |
| Book Page | 66655/165 |
| Instrument | 168228 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | Aug 10, 2020 |
| Property Address | 698 MAIN ST, LANCASTER, MA 01523-2246 |
| Document Number | 62986-306 |
| Book / Page | 62986 / 306 |
| Instrument Date | Aug 06, 2020 |
| Instrument | 88378 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 698 MAIN ST, LANCASTER, MA 01523-2246 |
| Document Number | 88379 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 88379 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Lancaster Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Lancaster Town |
| Unified School District | Nashoba School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,032.00 (+2.31%) | $497,000 (+8.82%) Land $107,400 Building $389,600 | $630,325 (-4.96%) |
| 2024 | $663,195 | ||
| 2023 | $7,851.00 | $456,700 Land $90,900 Building $365,800 |
698 Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Worcester County (25027C), updated November 30, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 58th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Center Village District listed 1977 · 74 contributing resources · NRIS 77000198 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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