Otsego County and Unadilla Town property record for 698 Lockwood Hill Rd, Mount Upton, NY 13809
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,101 sqft · built 2007 |
| Lot Size | 4.61 acres (200,812 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Sep 2021) |
| Tax Bill | $3,507 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 366289 320.00-1-43.01 |
| Primary APN | 366289 320.00-1-43.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,101 sqft Living Area |
| 1st Floor Area | 1,401 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 200,812 sqft (4.61 acres) |
| Porch | Slab |
| Porch Area | 198 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 212709 |
|---|---|
| Street Address | 698 LOCKWOOD HILL RD |
| City | MOUNT UPTON |
| State | NY |
| Zip | 13809-2129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 43.001 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | UNADILLA |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 591602 |
698 Lockwood Hill Rd is owned and occupied by an individual who bought it in September 2021.
Source: Otsego County and Unadilla Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 698 LOCKWOOD HILL RD, MOUNT UPTON, NY 13809-2129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2021 · Amount on File |
| Deed Sale | Sep 15, 2021 · Amount on File |
| Deed Document Number | 20215149 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Sep 15, 2021 |
| Property Address | 698 LOCKWOOD HILL RD, MOUNT UPTON, NY 13809-2129 |
| Document Number | 149 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 2021-5149 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 698 LOCKWOOD HILL RD, UNADILLA, NY 13849 |
| Document Number | 150 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 2021-5150 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 698 Lockwood Hill Rd was $3,507, up 0.7% from the year before.
Source: Otsego County and Unadilla Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Unadilla Town |
| Unified School District | Gilbertsville-Mount Upton Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,507.00 (+0.72%) | ||
| 2025 | $3,482.00 | $96,600 Land $7,200 Building $89,400 | $235,610 Land $17,561 Building $218,049 |
| 2023 | $96,600 Land $7,200 Building $89,400 | $205,532 Land $15,319 Building $190,213 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 698 Lockwood Hill Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2006–2011) |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 698 Lockwood Hill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures