698 Karlann Dr, #3, Black Hawk, CO 80422 Property Records

Gilpin County property record for 698 Karlann Dr, #3, Black Hawk, CO 80422

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,021 sqft · built 1978
Lot Size	0.67 acres (29,185 sqft)
Owner	Individual Name on Record
Last Sale	$174,000 (Dec 2003)
Tax Bill	$1,985 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1711-174-06-364`

Property Details

APN / Parcel Number

Primary APN	`1711-174-06-364`
Alternative APN	`R006424`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,021 sqft Heated Area
Gross Area	1,434 sqft
1st Floor Area	1,021 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,185 sqft (0.67 acres)
Garage Type	Detached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R006424
Street Address	698 KARLANN DR, 3
City	BLACK HAWK
State	CO
Zip	80422-4045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S: 17 T: 2S R: 72W SUBD: COLO SIERRA ALPHA UNIT #3 BLOCK: 010 LOT: 030 & IMPS
Legal Range	72W
Legal Township	02S
Legal Section	17
Legal Subdivision	COLO SIERRA ALPHA UNIT #3
Legal Block	10
Legal Lot Number	30
Legal Unit	3
Jurisdiction	GILPIN CO
Township / Civil Division	CENTRAL CITY
Census Block Group	2
Census Block	2045
Census Tract	13801

Owner

Source: Gilpin County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	698 KARLANN DR, BLACK HAWK, CO 80422-4045
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2003 · Amount on Record
Deed Sale	Dec 1, 2003 · Amount on Record
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	698 KARLANN DR # 3, 3, BLACK HAWK, CO 80422-4045
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000168283
Date	Feb 1, 2021
Instrument	168283

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	698 KARLANN DR # 3, 3, BLACK HAWK, CO 80422-4045
Document Number	0000164667
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	698 KARLANN DR BLACK HAWK CO 804224045, BLACK HAWK, CO 80422-4045

Mortgage

Document Number	0000164667
Date	Oct 8, 2019
Instrument	164667

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2049

Tax Assessment & Valuation

Source: Gilpin County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gilpin County
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,985.00 (+29.91%)	$26,930 (+17.7%) Land $3,750 Building $23,180	$430,820 (+26.18%) Land $60,000 Building $370,820
2024	$1,528.00 (+0.79%)	$22,880 (-) Land $2,600 Building $20,280	$341,420 (-) Land $38,757 Building $302,663
2023	$1,516.00 (+6.46%)	$22,880 (+17.27%) Land $2,600 Building $20,280	$341,420 (+21.63%) Land $38,757 Building $302,663
2022	$1,424.00	$19,510 Land $2,780 Building $16,730	$280,710 Land $40,000 Building $240,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 59% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Visionary Broadband Fiber · Fixed Wireless	300 / 300

May also be available: Nedernet.

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