McDowell County property record for 698 Harborside Dr, Nebo, NC 28761
| Property Type | Rural Home |
|---|---|
| Details | 6 bd · 5 ba · 2,876 sqft · built 2004 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $159,000 (Jul 2002) |
| Tax Bill | $4,843 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1723-00-06-9518 |
| Primary APN | 1723-00-06-9518 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,876 sqft Heated Area |
| Basement Area | 1,438 sqft |
| Finished Basement | 1,438 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Wood Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 47,045 sqft (1.08 acres) |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 33717 |
|---|---|
| Street Address | 698 HARBORSIDE DR |
| City | NEBO |
| State | NC |
| Zip | 28761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 84 THE ARBOR S/D1.08 AC |
| Legal Subdivision | THE ARBOR S/D |
| Legal Lot Number | 84 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | NEBO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 970200 |
698 Harborside Dr, a rural home, is owned by two individuals who bought it in July 2002.
Source: McDowell County records, as of September 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4620 CENTURY OAKS LN, WINSTON SALEM, NC 27106-8729 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2002 · Amount on File |
| Deed Sale | Jul 1, 2002 · Amount on File |
| Deed Document Number | 0000688681 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 698 Harborside Dr was $4,843.
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,843.00 | $725,040 Land $200,000 Building $525,040 | |
| 2023 | $4,843.00 | $725,040 Land $200,000 Building $525,040 | $725,040 Land $200,000 Building $525,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 698 Harborside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 12 (1994–2024) |
| Claims Outside the SFHA | 7 of 12 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 698 Harborside Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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