698 Finch Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 698 Finch Rd, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,572 sqft · built 1954
Lot Size	1.11 acres (48,787 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Jun 2006)
Tax Bill	$4,164 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051-140-016-000`

Property Details

APN / Parcel Number

Primary APN	`051-140-016-000`
Alternative APNs	`05114016100` `0511401610`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,572 sqft Living Area
1st Floor Area	1,572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1958
Construction Type	Concrete
Lot Area	48,787 sqft
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,572 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	698 FINCH RD
City	PLACERVILLE
State	CA
Zip	95667-6310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U
Legal Description	RS 14/50/1
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2000
Census Tract	31506

Owner

698 Finch Rd is owned and occupied by two individuals who bought it in June 2006.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	698 FINCH RD, PLACERVILLE, CA 95667-6310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2019	Deed of Trust, Mortgage · FHA Mortgage FBC MORTGAGE LLC
Jun 22, 2020	Deed of Trust, Mortgage · FHA Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2006 · Amount on File
Deed Sale	Jun 30, 2006 · Amount on File
Prior Sale	Mar 3, 2004 · Amount on File
Deed Document Number	200644141
Prior Transfer Date	Sep 16, 2005
Prior Transfer Doc	0000077861
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	698 FINCH RD, PLACERVILLE, CA 95667-6310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046694
Date	Nov 1, 2019
Instrument	2019-0046694

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	698 FINCH RD, PLACERVILLE, CA 95667-6310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029722
Date	Jun 22, 2020
Instrument	2020-0029722

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 698 Finch Rd was $4,164.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Mother Lode Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$393,000 (-) Land $196,500 Building $196,500
2025	$4,164.00	$393,000 Land $196,500 Building $196,500
2023	$4,157.00 (-0.48%)	$393,000 Land $196,500 Building $196,500
2022	$4,177.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 698 Finch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 698 Finch Rd is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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