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698 Fernwood Rd, #B, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 698 Fernwood Rd, #B, Key Biscayne, FL 33149

Property Summary

Property TypeCondominium
Details3 bd · 33 ba · 2,460 sqft · built 1998
Owner2 Trust Names on File
Last Sale$1,650,000 (Jul 2021)
Tax Bill$25,592 (2025)
Deeds & MortgagesOct 2026 Sale
Jul 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN24-5205-052-0020

Property Details

APN / Parcel Number

Primary APN24-5205-052-0020

Interior

Bedrooms3 Beds
Full Baths33 Baths
Building Area2,460 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleCondo/Apartment

Location & Zoning

Street Address698 FERNWOOD RD, B
CityKEY BISCAYNE
StateFL
Zip33149-2023
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning Code5700
Legal DescriptionFERNWOOD WEST CONDO UNIT B UNDIV 50% INT IN COMMON ELEMENTS OFF REC 18279-4538 COC 23800-0896 09 2005 1
Legal Range42E
Legal Township55S
Legal Section05
Legal SubdivisionFERNWOOD WEST CONDO
Legal Block2
Legal Lot Number8
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group2
Census Block2016
Census Tract4602

Owner

698 Fernwood Rd, #B is owner-occupied and held in a trust since July 2021.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record2 Trust Names on File
Mailing Address698 FERNWOOD RD, B, KEY BISCAYNE, FL 33149-2023
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 22, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 8, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2021 · Amount on File
Deed SaleJul 22, 2021 · Amount on File
Prior SaleDec 22, 2014 · Amount on File
Deed Document Number2021527682
Deed Book / Page32635 / 1431
Prior Transfer DateJan 12, 2017
Prior Transfer Doc0000132373
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateOct 1, 2026
Property Address698 FERNWOOD RD, B, KEY BISCAYNE, FL 33149-2023
Document Number0000676207
Book / Page35517 / 4446
Instrument DateSep 21, 2026
Instrument2026676207
Transaction TypeTransfer
Record UpdatedOct 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address698 FERNWOOD RD, KEY BISCAYNE, FL 33149-2023

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateJul 22, 2021
Property Address698 FERNWOOD RD # B, B, KEY BISCAYNE, FL 33149-2023
Document Number0000527682
Book / Page32635 / 1431
Map ReferenceMB 18279 PG 4538
Instrument DateJul 2, 2021
Instrument2021R0527682
Transaction TypeTransfer
Record UpdatedApr 2, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,900.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address260 CRANDON BLVD STE 32, 32, KEY BISCAYNE, FL 33149-1626

Transferred To (Grantee/Buyer)

NameVerified Name
Address698 FERNWOOD RD # B, B, KEY BISCAYNE, FL 33149-2023

Mortgage

Document Number0000001433
DateJul 22, 2021
Instrument32635/1433
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDADE FL
Recording DateMar 8, 2017
Property Address698 FERNWOOD RD # B, B, KEY BISCAYNE, FL 33149-2023
Document Number0000132373
Book / Page030449 / 002603
Instrument DateJan 12, 2017
Instrument132373
Transaction TypeTransfer
Record UpdatedMar 23, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address698 FERNWOOD RD #B KEY BISCAYNE FL 331492023, B, KEY BISCAYNE, FL 33149-2023

Tax Assessment & Valuation

The 2025 property tax bill for 698 Fernwood Rd, #B was $25,592 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$25,592.00 Homeowner's exemption$1,453,542$2,080,340
2023$24,744.00 (+14.81%) Homeowner's exemption$1,371,435 (+3%)$1,981,276 (+48%)
2022$21,552.00 Homeowner's exemption$1,331,491$1,338,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 698 Fernwood Rd, #B in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 180 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies205 units insured
incl. 25 condo units
Nearby Flood Claims265 (1980–2020)
Claims Outside the SFHA1 of 265
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Katrina, Aug 2005 · 13 claims
  • Hurricane Andrew, Aug 1992 · 175 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 698 Fernwood Rd, #B has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Blue Stream.

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