San Diego County property record for 698 Crete Ct, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,345 sqft · built 2003 |
| Lot Size | 0.438 acres (19,074 sqft) |
| Owner | Trust Name on File |
| Last Sale | $1,075,000 (Aug 2012) |
| Tax Bill | $15,620 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 254-411-45-00 |
| Primary APN | 254-411-45-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,345 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 19,074 sqft (0.438 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 698 CRETE CT |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-1845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR2 |
| Legal Description | LOT 37 TR 014249 |
| Legal Subdivision | ENCINITAS ESTATES |
| Legal Tract | 014249 |
| Legal Block | 2 |
| Legal Lot Number | 37 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 17601 |
698 Crete Ct is owner-occupied and held in a trust since August 2012.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 8422, RANCHO SANTA FE, CA 92067-8422 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2012 · Amount on File |
| Deed Sale | Aug 3, 2012 · Amount on File |
| Prior Sale | Dec 5, 2011 · Amount on File |
| Deed Document Number | 2012455748 |
| Prior Transfer Date | Oct 14, 2005 |
| Prior Transfer Doc | 0000897994 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 698 CRETE CT, ENCINITAS, CA 92024-1845 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 698 CRETE CT, ENCINITAS, CA 92024-1845 |
| Document Number | 0000111237 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 2021-0111237 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 698 Crete Ct was $15,620 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,350,250 (+2%) Land $753,629 Building $596,621 | |
| 2025 | $15,620.00 Homeowner's exemption | $1,323,775 Land $738,852 Building $584,923 |
| 2023 | $14,676.00 (+2.15%) Homeowner's exemption | $1,272,372 Land $710,162 Building $562,210 |
| 2022 | $14,367.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 698 Crete Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 698 Crete Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Ting.
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