Madison County property record for 698 Cherry Tree Rd, Gurley, AL 35748 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,892 sqft · built 2002 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,593 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-02-04-0-000-005.003 |
| Primary APN | 22-02-04-0-000-005.003 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,892 sqft Living Area |
| 1st Floor Area | 1,892 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 871,200 sqft (20 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 303307 |
|---|---|
| Street Address | 698 CHERRY TREE RD |
| City | GURLEY |
| State | AL |
| Zip | 35748-9530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL THAT PART OF SEC 4 MORE PARTIC DESC AS COMM AT THE NE COR OF THE NW 1/4 OF THE NE 1/4 OF SD SEC 4 TH S 85 DEG W 1248.83 F |
| Legal Range | 02E |
| Legal Township | 05S |
| Legal Section | 04 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | NEW HOPE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11301 |
Source: Madison County records · APN 22-02-04-0-000-005.003
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 698 CHERRY TREE RD, GURLEY, AL 35748-9530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 09, 2021 | Deed of Trust, Mortgage · Line of Credit REDSTONE FCU |
| Apr 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 09, 2007 |
| Deed Sale | Jan 09, 2007 |
| Deed Document Number | 0200822430 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 698 CHERRY TREE RD, GURLEY, AL 35748-9530 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100047253 |
|---|---|
| Date | Jun 09, 2021 |
| Instrument | 2021-00047253 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 08, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 698 CHERRY TREE RD, GURLEY, AL 35748-9530 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 202100027913 |
|---|---|
| Date | Apr 05, 2021 |
| Instrument | 2021-00027913 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
Source: Madison County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,593.00 (+1.92%) Homeowner's exemption | $46,540 (+1.79%) Land $19,000 Building $27,540 | $465,200 (+1.79%) Land $190,000 Building $275,200 |
| 2023 | $1,563.00 (+29.07%) Homeowner's exemption | $45,720 (+29.08%) Land $19,000 Building $26,720 | $457,000 (+29.1%) Land $190,000 Building $267,000 |
| 2022 | $1,211.00 Homeowner's exemption | $35,420 Land $11,000 Building $24,420 | $354,000 Land $110,000 Building $244,000 |
Source: FEMA National Flood Hazard Layer, Madison County (01089C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010890113011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 17 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 17 in force |
| Wildfire Risk | Low above 20% of the US · above 8% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| NHTC | Fiber | 8,000 / 8,000 |
| AT&T | Fiber | 5,000 / 5,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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