698 Andrew Dr, Troy, MI 48098 Property Records

Oakland County property record for 698 Andrew Dr, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 4,331 sqft · built 2007
Lot Size1.25 acres (54,450 sqft)
OwnerIndividual Name on Record
Tax Bill$9,609 (2025)
Deeds & MortgagesJul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN88-20-04-100-084

Property Details

APN / Parcel Number

Primary APN88-20-04-100-084

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms15 Rooms
Stories1 Story
Building Area4,331 sqft Living Area
1st Floor Area2,378 sqft
Basement Area2,378 sqft
Unfinished Basement2,378 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Lot Area54,450 sqft (1.25 acres)
Lot Dimensions262 ft deep x 208 ft wide
Garage Area932 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area53 sqft
Deck Area328 sqft
Patio Area728 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address698 ANDREW DR
CityTROY
StateMI
Zip48098-6911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N,R11E, SEC 4 PART OF NW 1/4 BEG AT PT DIST N 89-28-34 W 1009.97 FT & S00-06-35 W 517.08 FT FROM N 1/4 COR, TH S 00-06-35 W
Legal Range11E
Legal Township2N
Legal Section4
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2002
Census Tract196300

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address698 ANDREW DR, TROY, MI 48098-6911
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address698 ANDREW DR, TROY, MI 48098-6911
Document Number0000140746
Instrument DateJul 18, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address698 ANDREW DR TROY MI 480986911, TROY, MI 48098-6911

Mortgage

Document Number0000140746
DateJul 26, 2017
Book Page050903/000236
Instrument140746
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 25, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictAvondale School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,609.00 (-6.3%)
2023$775,100
2022$10,255.00$387,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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