Franklin County property record for 698 Alligator Dr, Alligator Point, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,000 sqft · built 1940 |
| Lot Size | 0.537 acres (23,435 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Apr 2018) |
| Tax Bill | $775 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 32-06S-01W-0000-0140-0000 |
| Primary APN | 32-06S-01W-0000-0140-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,000 sqft Heated Area |
| Gross Area | 1,915 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Wood |
| Roof Type | Mansard |
| Roof Material | Composition Shingle |
| Lot Area | 23,435 sqft (0.537 acres) |
| Lot Dimensions | 276 ft deep x 85 ft wide |
| Porch | Open Porch |
| Porch Area | 915 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 698 ALLIGATOR DR |
|---|---|
| City | ALLIGATOR POINT |
| State | FL |
| Zip | 32346-5102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 85X276 FT OR 24 351 OR 298/340 317/9 586/440 1180/280 1217/145 |
| Legal Range | 01W |
| Legal Township | 06S |
| Legal Section | 32 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 970102 |
698 Alligator Dr is owned and occupied by two individuals who bought it in April 2018.
Source: Franklin County records, as of January 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 698 ALLIGATOR DR, ALLIGATOR POINT, FL 32346-5102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2018 · Amount on File |
| Deed Sale | Apr 24, 2018 · Amount on File |
| Prior Sale | Nov 10, 2016 · Amount on File |
| Deed Document Number | 201819001952 |
| Deed Book / Page | 1217 / 145 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 698 Alligator Dr was $775 with a homeowner's exemption, up 2.8% from the year before.
Source: Franklin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $775.00 (+2.79%) Homeowner's exemption | $112,559 (+2.9%) | $522,699 (+36.49%) Land $375,360 Building $147,339 |
| 2024 | $754.00 (+0.67%) Homeowner's exemption | $109,387 (+3%) | $382,962 (+8.8%) Land $234,600 Building $148,362 |
| 2023 | $749.00 (+1.49%) Homeowner's exemption | $106,201 (+3%) | $351,974 (+9.8%) Land $234,600 Building $117,374 |
| 2022 | $738.00 Homeowner's exemption | $103,108 | $320,547 Land $234,600 Building $85,947 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 698 Alligator Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 16.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 293 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 36 condo units |
| Nearby Flood Claims | 72 (2005–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 698 Alligator Dr is moderate, ranking above 67% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
4G LTE only, no 5G reported
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