698 Allen Rd, Kimball (Smiths Creek), MI 48074 Property Records

St. Clair County property record for 698 Allen Rd, Kimball, MI 48074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,480 sqft · built 1999
Lot Size	1.04 acres (45,694 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,328 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-25-025-4002-000`

Property Details

APN / Parcel Number

Primary APN	`74-25-025-4002-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,480 sqft Living Area
1st Floor Area	1,473 sqft
Basement Area	1,473 sqft
Unfinished Basement	1,628 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	45,694 sqft (1.04 acres)
Lot Dimensions	300 ft deep x 130 ft wide
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	48 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	698 ALLEN RD
City	KIMBALL
State	MI
Zip	48074-3812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 RES
Legal Description	BEG S 0D W 261.57' FROM W 1/4 COR, TH S 88D 56M 20S E 350', TH S 0D W 130.78', TH N 88D 56M 20S W 350', TH N 0D E 130.78' TO
Legal Range	16E
Legal Township	06N
Legal Section	25
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	KIMBALL
Census Block Group	5
Census Block	5016
Census Tract	634600

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	698 ALLEN RD, KIMBALL, MI 48074-3812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY LENDING GROUP LLC
Jun 5, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERIFIRST FIN'L CORP
Oct 19, 2018	Deed of Trust, Mortgage · Conventional with PMI GENISYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2021
Deed Sale	Nov 5, 2021
Prior Sale	May 23, 2016 · Amount on Record
Deed Document Number	202131273
Deed Book / Page	5445 / 575
Prior Transfer Date	Oct 6, 2010
Prior Transfer Doc	004074/418
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 5, 2021
Property Address	698 ALLEN RD, KIMBALL, MI 48074-3812
Document Number	0005445575
Book / Page	5445 / 575
Instrument Date	Oct 14, 2021
Instrument	2021031273
Transaction Type	Transfer
Record Updated	Jan 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,527.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5875 BIG PINE CT, YPSILANTI, MI 48197-7166

Mortgage

Document Number	0005436222
Date	Oct 19, 2021
Book Page	5436/222
Instrument	2021029429

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	698 ALLEN RD, KIMBALL, MI 48074-3812
Document Number	0051980971
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	698 ALLEN RD KIMBALL MI 480743812, KIMBALL, MI 48074-3812

Mortgage

Document Number	0051980971
Date	Jun 12, 2020
Book Page	005198/000971

Lender

Name	AMERIFIRST FIN'L CORP
Address	KALAMAZOO, MI 49002

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	698 ALLEN RD, KIMBALL, MI 48074-3812
Document Number	0050020229
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	698 ALLEN RD KIMBALL MI 480743812, KIMBALL, MI 48074-3812

Mortgage

Document Number	0050020229
Date	Oct 25, 2018
Book Page	005002/000229

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Kimball Township
Unified School District	Marysville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,200 (+3.49%)	$326,400 (+3.49%)
2025	$4,328.00 (+3.37%) Homeowner's exemption	$157,700 (+13.62%)
2024	$4,187.00 (+10.18%)		$315,400 (+13.62%)
2023		$138,800
2022	$3,800.00		$277,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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