6978 Wise Ct, Carmichael, CA 95608 Property Records

Sacramento County property record for 6978 Wise Ct, Carmichael, CA 95608 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2004
Square Footage3,953 sqft Living Area
Lot Size10,545 sqft (0.242 acres)
OccupancyOwner Occupied
Last Sale$760,000 (2008)
Tax Bill$11,764.00 (2025)

Property Details

APN / Parcel Number

Primary APN247-0134-010-0000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms9 Rooms
Building Area3,953 sqft Living Area
1st Floor1,756 sqft 1st Floor
2nd Floor2,197 sqft 2nd Floor
Family RoomFamily Room
Stories2 Stories
Utility RoomUtility Room
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeWood Construction
Roof MaterialOther (not Classified) Roof
Lot Area10,545 sqft (0.242 acres)
Parking Spaces3 Parking Spaces
Garage Area781 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address6978 WISE CT
CityCARMICHAEL
StateCA
Zip95608-2059
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionDEERFIELD ESTATES, LOT 4
Legal SubdivisionDEERFIELD ESTATES
Legal Lot Number4
JurisdictionSACRAMENTO CA
Minor Civil DivisionSACRAMENTO
Census Blockgroup2
Census Block2022
Census Tract7905

Owner

Source: Sacramento County records · APN 247-0134-010-0000

Assessment roll updated July 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address6978 WISE CT, CARMICHAEL, CA 95608-2059
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2022Deed of Trust, Mortgage · Line of Credit
PATELCO CU
Jan 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
PATELCO CU
Aug 23, 2021Intrafamily Transfer, Transfer
Sep 30, 2020Deed of Trust, Mortgage · Line of Credit
PATELCO FCU
Mar 24, 2020Deed of Trust, Mortgage
PATELCO FCU
Nov 14, 2019Quit Claim Deed, Mortgage · Conventional Mortgage
PATELCO FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 19, 2008 · Amount on Record
Deed SaleDec 19, 2008 · Amount on Record
Deed Book / Page20081219 / 1079
Last Transfer DateAug 23, 2021
Transfer Doc0000001709
Record RefreshedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address6978 WISE CT, CARMICHAEL, CA 95608-2059
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyE-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6978 WISE CT, CARMICHAEL, CA 95608-2059

Mortgage

Document Number0000000152
DateApr 01, 2022
Instrument2022040100152
Lender
NamePATELCO CU
TypeCredit Union
AddressDUBLIN, CA 94568
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueApr 30, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address6978 WISE CT, CARMICHAEL, CA 95608-2059
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyE-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6978 WISE CT, CARMICHAEL, CA 95608-2059

Mortgage

Document Number0000001578
DateJan 28, 2022
Instrument2022012801578
Lender
NamePATELCO CU
TypeCredit Union
AddressDUBLIN, CA 94568
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2037

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateAug 23, 2021
Property Address6978 WISE CT, CARMICHAEL, CA 95608-2059
Document Number2021082301709
Map ReferenceMB 260 MAP 6
Instrument DateAug 23, 2021
Instrument2021082301709
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address6978 WISE CT, CARMICHAEL, CA 95608-2059

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address6978 WISE CT, CARMICHAEL, CA 95608-2059
Document Number2010091943
Instrument DateSep 30, 2020
Transaction TypeMortgage
Record UpdatedOct 29, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address6978 WISE CT CARMICHAEL CA 956082059, CARMICHAEL, CA 95608-2059

Mortgage

Document Number2010091943
DateOct 09, 2020
Instrument2010091943
Lender
NamePATELCO FCU
TypeCredit Union
AddressDUBLIN, CA 94568
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 08, 2045
Interest
Rate TypeAdjustable Rate
Rate4.25%

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address6978 WISE CT, CARMICHAEL, CA 95608-2059
Document Number2003301054
Instrument DateMar 24, 2020
Transaction TypeMortgage
Record UpdatedApr 27, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address6978 WISE CT CARMICHAEL CA 956082059, CARMICHAEL, CA 95608-2059

Mortgage

Document Number2003301054
DateMar 30, 2020
Instrument2003301054
Lender
NamePATELCO FCU
TypeCredit Union
AddressDUBLIN, CA 94568
Agreement
AmountAmount Recorded
Term180 Months
DueMar 29, 2035

November 2019: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateNov 14, 2019
Property Address6978 WISE CT, CARMICHAEL, CA 95608-2059
Document Number1911141227
Instrument DateNov 08, 2019
Instrument1911141227
Transaction TypeMortgage
Record UpdatedNov 28, 2019
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address6978 WISE CT CARMICHAEL CA 956082059, CARMICHAEL, CA 95608-2059

Mortgage

Document Number1911141228
DateNov 14, 2019
Instrument1911141228
Lender
NamePATELCO FCU
TypeCredit Union
AddressPLEASANTON, CA 94588
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 13, 2049

Mortgage

Document Number1911141229,
DateNov 14, 2019
Instrument1911141229
Lender
NamePATELCO FCU
TypeCredit Union
AddressPLEASANTON, CA 94588
Agreement
AmountAmount Recorded
Term300 Months
DueNov 13, 2044

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,109,858 (+13.4%) Land $223,289 Building $886,569
2025$11,764.00 (+2.17%) Homeowner's exemption$978,685 (+4.04%) Land $218,911 Building $759,774
2024$11,514.00 (+0.87%)
2023$11,415.00 (+2.04%)$940,683 Land $210,411 Building $730,272
2022$11,187.00

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