6978 Tobin Dr, Memphis, TN 38133 Property Records

Shelby County property record for 6978 Tobin Dr, Memphis, TN 38133

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 896 sqft · built 1983
Lot Size0.088 acres (3,842 sqft)
OwnerIndividual Name on Record
Last Sale$63,000 (Jun 2003)
Tax Bill$731 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone AE (high risk)
APN09-5317-M0-0006

Property Details

APN / Parcel Number

Primary APN09-5317-M0-0006

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area896 sqft Living Area
1st Floor Area896 sqft
Utility Area48 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleTraditional
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area3,842 sqft (0.088 acres)
Lot Dimensions120 ft deep x 32 ft wide
PorchOpen Porch
Porch Area15 sqft
Patio Area9 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address6978 TOBIN DR
CityMEMPHIS
StateTN
Zip38133-6124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-3
Legal DescriptionNS TOBIN DR NS TOBIN DR
Legal SubdivisionHILLSHIRE SEC O
Legal Lot Number22
JurisdictionSHELBY TN
Township / Civil Division5
Census Block Group3
Census Block3000
Census Tract21112

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6978 TOBIN DR, MEMPHIS, TN 38133-6124
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 20, 2003 · Amount on Record
Deed SaleJun 20, 2003 · Amount on Record
Deed Document Number2003121248
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address6978 TOBIN DR, MEMPHIS, TN 38133-6124
Transaction TypeMortgage
Record UpdatedSep 22, 2021
Title CompanyEDCO TITLE AND CLOSING SERVICES, EDCO TTL & CLOSING SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021114668
DateSep 15, 2021
Instrument21114668
Lender
NamePATRIOT BANK
TypeBank
AddressMILLINGTON, TN 38053
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$731.00 (-39.39%)$27,200 (+37.37%) Land $2,800 Building $24,400$108,800 (+37.37%) Land $11,200 Building $97,600
2023$19,800 Land $2,675 Building $17,125
2022$1,206.00
2021$79,200 Land $10,700 Building $68,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims8 (1979–2025)
Claims Outside the SFHA3 of 8
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Ting
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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