6978 Mitchell Ln, Valley Springs, CA 95252 Property Records

Calaveras County property record for 6978 Mitchell Ln, Valley Springs, CA 95252

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,120 sqft · built 1980
Lot Size	1.03 acres (45,302 sqft)
Owner	Individual Name on File
Last Sale	$353,500 (Aug 2022)
Tax Bill	$4,275 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2023 Sale + 6 more
Flood Zone	Zone X (minimal risk)
APN	`073-016-003-000`

Property Details

APN / Parcel Number

Primary APN	`073-016-003-000`
Alternative APN	`073-016-003`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Construction Type	Wood
Lot Area	45,302 sqft
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Old Parcel Number	073-016-003
Street Address	6978 MITCHELL LN
City	VALLEY SPRINGS
State	CA
Zip	95252-9129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	RANCHO CALAVERAS 14 TRACT 180 LOT 2878 IN 10 T3R10
Legal Subdivision	RANCHO CALAVERAS 14
Legal Tract	180
Legal Lot Number	2878
Jurisdiction	CALAVERAS CA
Township / Civil Division	SAN ANDREAS
Census Block Group	2
Census Block	2013
Census Tract	220

Owner

6978 Mitchell Ln is owned by an individual who bought it in August 2022.

Source: Calaveras County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1751, VALLEY SPRINGS, CA 95252-1751
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 14, 2023	Grant Deed, Transfer
Aug 26, 2022	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 14, 2021	Grant Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Jun 29, 2019	Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HM LNDG
Jun 21, 2018	Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HM LNDG
May 16, 2017	Grant Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2022 · Amount on File
Deed Sale	Aug 26, 2022 · Amount on File
Prior Sale	Jan 14, 2021 · Amount on File
Deed Document Number	202210566
Prior Transfer Date	Feb 20, 2002
Prior Transfer Doc	0000003163
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	6978 MITCHELL LN, VALLEY SPRINGS, CA 95252-9129
Transaction Type	Mortgage
Record Updated	Oct 4, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6978 MITCHELL LN, VALLEY SPRINGS, CA 95252-9129

Mortgage

Document Number	0000016124
Date	Sep 16, 2021
Instrument	2021-016124

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Feb 1, 2051

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Sep 14, 2023
Property Address	6978 MITCHELL LN, VALLEY SPRINGS, CA 95252-9129
Document Number	0000007211
Map Reference	MB 3 PG 12
Instrument Date	Sep 14, 2023
Instrument	2023-007211
Transaction Type	Transfer
Record Updated	Oct 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 CALIFORNIA ST # 311, 311, VALLEY SPRINGS, CA 95252-8777

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Aug 26, 2022
Property Address	6978 MITCHELL LN, VALLEY SPRINGS, CA 95252-9129
Document Number	0000010566
Map Reference	MB 3 PG 12
Instrument Date	Aug 22, 2022
Instrument	2022-010566
Transaction Type	Transfer
Record Updated	Oct 4, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1751, VALLEY SPRINGS, CA 95252-1751

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	6978 MITCHELL LN, VALLEY SPRINGS, CA 95252-9129
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010645
Date	Aug 7, 2020
Instrument	2020-010645

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Jan 14, 2021
Property Address	6978 MITCHELL LN, VALLEY SPRINGS, CA 95252-9129
Document Number	0000001244
Map Reference	MB 3 PG 12
Instrument Date	Jan 12, 2021
Instrument	2021-001244
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2929 FLOYD AVE APT 183, 183, MODESTO, CA 95355-8760

Mortgage

Document Number	0000001245
Date	Jan 14, 2021
Instrument	2021-001245

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	6978 MITCHELL LN, VALLEY SPRINGS, CA 95252-9129
Document Number	0000009399
Instrument Date	Jun 29, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6979 MITCHELL LN VALLEY SPRINGS CA 95252, VALLEY SPRINGS, CA 95252

Mortgage

Document Number	0000009399
Date	Aug 16, 2019
Instrument	9399

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	6978 MITCHELL LN, VALLEY SPRINGS, CA 95252-9129
Document Number	0000007496
Instrument Date	Jun 21, 2018
Transaction Type	Mortgage
Record Updated	Aug 3, 2018
Title Company	VISIONET SYSTEMS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6978 MITCHELL LN VALLEY SPRINGS CA 952529129, VALLEY SPRINGS, CA 95252-9129

Mortgage

Document Number	0000007496
Date	Jul 2, 2018
Instrument	7496

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	May 16, 2017
Property Address	6978 MITCHELL LN, VALLEY SPRINGS, CA 95252-9129
Document Number	0000005265
Map Reference	MAP3 PG12
Instrument Date	Mar 29, 2017
Instrument	2017-05265
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7231 BALDWIN ST, VALLEY SPRINGS, CA 95252-8737
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005266
Date	May 16, 2017
Instrument	2017-05266

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6978 Mitchell Ln was $4,275.

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Unified School District	Calaveras Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$375,136 (+2%) Land $31,836 Building $343,300
2025	$4,275.00	$367,781 Land $31,212 Building $336,569
2023	$2,822.00 (+2.69%)	$228,677 Land $33,464 Building $195,213
2022	$2,748.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6978 Mitchell Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2015–2023)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6978 Mitchell Ln is moderate, ranking above 54% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CCWD - JENNY LIND serves 9,861 people · EPA ID CA0510006
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Silver Rapid Fixed Wireless	100 / 25
Cal.net Fixed Wireless	100 / 20

May also be available: Matrix Broadband, unWired Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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